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We have been alerted to malicious phishing texts from 201.441.1333 that may have been directed to our members. This is not from Affinity. You are advised not to provide member credentials and to delete the text immediately. If you have questions, call 800.325.0808. For our latest security tips, click here.

Auto Loans

Affordable Auto Loans

Low rate loans for new or used cars. No application fees and no early payoff penalties.

New & Used Auto Loans

Affinity offers affordable loans for new and used cars, with no application fees and no early payoff penalties.

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  • Pre-approval is free and good for 45 days.
  • Outstanding low rates with flexible terms up to 96 months.
  • 0.25% APR discount for automatic payments from an Affinity account.¹
  • Finance up to 110% of your vehicle's value.²

Auto Loan Refinancing

You could save money every month by refinancing your current auto loan at a lower rate.
Refinance Calculator

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  • Low rates with flexible terms.
  • No application fees, closing costs or early payoff penalties.
  • Affinity handles all of the paperwork for you.
  • Members have saved an average of $85 per month³ by refinancing with us.

1 All loan payments must be made via automatic payment from member's Affinity account.

2 Maximum 110% financing includes the current value of the vehicle as determined by NADA.com plus an additional allowance for insurance coverages. Some exclusions may apply.

3 Savings is an average of members' actual collective savings from Affinity's prior campaigns to refinance their auto loans.