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Affinity can help your money grow faster with savings accounts that earn dividends.

Savings Account Options

Whether you’re saving for a special purchase, building up an emergency fund, or simply saving your pennies for a rainy day, we have products designed to meet your needs. When you bank with Affinity, you’ll always have convenient access to your money.

SmartStart Savings
SmartStart Savings

The smarter way to save. Jumpstart your savings by earning up to 4.00% APY1 when you open a SmartStart Savings Account.

  • Earn 4.00% APY on the first $10,000
  • No minimum balance requirement
  • No minimum opening deposit

MoreSavings
MoreSavings

Start earning up to 2.25% APY2.With four account balance tiers, earn higher dividend rates at each successive tier.

  • No minimum opening deposit
  • No minimum balance

Certificates
Affinity Certificates

Guaranteed returns on your funds. Lock in your rate with terms from one month to five years and rates up to 5.25 APY3.

  • Promotional and bump-up certificate options available
  • Minimum opening deposits as low as $500
  • Flexible term options from 30 days to 60 months

RATES AND YIELDS AS OF

SmartStart Savings

$0 - $10,000

4.00%
APY

$10,000.01 & above

1.00%
APY

MoreSavings

$0 - $25,000

1.00%
APY

$25,000.01 - $100,000

1.15%
APY

$100,000.01 - $250,000

1.75%
APY

$250,000.01 and above

2.25%
APY