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couple discussing taking out a personal loan at home couple discussing taking out a personal loan at home

Affinity makes it easy to borrow at low rates with repayment plans tailored to your needs.

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Make It Happen with a Personal Loan.

Also known as unsecured loans or signature loans, personal loans allow you to borrow funds at a fixed rate and term without collateral.

Personal loans can be used for almost anything, including:

Emergency Expenses

Emergency Expenses

Unexpected home or auto repairs can put a strain on your monthly cash-flow; personal loans can help.

Finance Purchases

Finance Purchases

Make it easier to fit major purchases into your budget, such as appliances or furniture.

Vacations

Vacations

Personal loans are a great short-term borrowing option so you can take that dream vacation.

Debt Consolidation Loan

Looking to consolidate high-interest credit card or unsecured debt? A debt consolidation loan may be a great option.

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PrivateLine Overdraft Protection
PrivateLine Overdraft Protection

The PrivateLine line of credit protects your Affinity checking account(s) against overdrafts. If you overdraw your checking account, Affinity will automatically transfer enough funds from your PrivateLine line of credit to cover the overdraft amount. You only pay interest when you actually use the line of credit. Depending on the overdraft amount, the interest you pay for the overdraft is typically less than the overdraft fee.

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Pledge of Shares or Certificate

If you need to access cash quickly, you can borrow against your certificate account or your accumulated savings without paying the penalty of withdrawing funds before maturity. Our pledge loans offer same-day approval and low interest rates.