Choose the student loan that's right for you
The Smart Option Student Loan® Features and Benefits:
Get the money you need for a degree-granting school or for a non-degree granting school with student loans from Affinity1 in partnership with Sallie Mae®.
- Competitive interest rates
- Multiple repayment options
- No origination fees; no prepayment penalty2

How to find free money for college with scholarships
Making a plan to pay for school
- Start with money you don’t have to pay back first – like scholarships.
- Explore federal financial aid by completing the Free Application for Federal Student Aid (FAFSA®).
- If there’s a remaining financial gap, consider a responsible private student loan.

Understanding Your Financial Aid Offer
Confused by your financial aid package? This short video breaks down the key components of your offer, including grants, loans, and out-of-pocket costs. Watch now to better understand what your aid means—and what steps to take next.