Send Money Fast with Zelle®
A fast, safe, and free way to send money to friends, family and other people you trust, wherever they bank.1 Whether you’re paying rent, gifting money, or splitting the cost of a bill, Zelle® has you covered.
Log in to your Affinity Federal Credit Union account or Affinity FCU App and enroll your email or U.S. mobile number.
Add a Recipient
Enter the email address or U.S. mobile number of the person. You can send money to almost anyone2 with a U.S. bank account.
Choose the amount to send. The recipient will get notification explaining how to complete the payment, easily and fast.
Benefits of sending money with Zelle®
Send money directly from your account to theirs — typically in minutes.
Use Zelle® within your Affinity account or through the mobile app. No account numbers are shared.
There are no fees to send money with Zelle® to friends, family and other people you trust.
See how sending money with Zelle® works
FREQUENTLY ASKED QUESTIONS
How do I use Zelle®?
You can send, request, or receive money with Zelle®. To get started, log into Affinity’s mobile app. In the main menu, click Pay & Transfer, then select Send money with Zelle®.
To request money using Zelle®, choose Request, select the individual from whom you’d like to request money, enter the amount you’d like, include an optional note, review and hit Request. If the person you are requesting money from is not yet enrolled with Zelle®, you must use their email address to request money. If the person has enrolled their U.S. mobile number, then you can send the request using their mobile number.
To receive money, just share your enrolled email address or U.S. mobile number with a friend and ask them to send you money with Zelle®. If you have already enrolled with Zelle®, you do not need to take any further action. The money will be sent directly into your Affinity account, typically within minutes.
If someone sent you money with Zelle® and you have not yet enrolled with Zelle®, follow these steps:
- Click on the link provided in the payment notification you received via email or text message.
- Select Affinity.
- Follow the instructions provided on the page to enroll and receive your payment. Pay attention to the email address or U.S. mobile number where you received the payment notification ‚ you should enroll with Zelle® using that email address or U.S. mobile number to ensure you receive your money.
What if I get an error message when I try to enroll an email address or U.S. mobile number?
Your email address or U.S. mobile number may already be enrolled with Zelle® at another bank or credit union. Call our customer support team and ask them to move your email address or U.S. mobile number to Affinity so you can use it for Zelle®.
Once customer support moves your email address or U.S. mobile number, it will be connected to your Affinity account so you can start sending and receiving money with Zelle® through the Affinity mobile app. Please call Affinity customer support toll—free at 3399 for help.
Is my information secure?
Keeping your money and information safe is a top priority for Affinity. When you use Zelle® within our mobile app, your information is protected with the same technology we use to keep your Affinity account safe.
Who can I send money to with Zelle®?
Zelle® is a great way to send money to family, friends, and people you are familiar with such as your personal trainer, babysitter or neighbor.
Since money is sent directly from your Affinity account to another person’s bank account within minutes, Zelle® should only be used to send money to friends, family and others you trust.
If you don’t know the person or aren’t sure you will get what you paid for (for example, items bought from an online bidding or sales site), you should not use Zelle®. These transactions are potentially high risk (just like sending cash to a person you don’t know is high risk).
Neither Affinity nor Zelle® offers a protection program for any authorized payments made with Zelle® — for example, if you do not receive the item you paid for or the item is not as described or as you expected.
Can I pay a small business with Zelle®?
Some small businesses are able to receive payments with Zelle®. Ask your favorite small business if they accept payments with Zelle®. If they do, you can pay them directly from your Affinity mobile app using just their email address or U.S. mobile number.
Neither Affinity nor Zelle® offers a protection program for any authorized payments made with Zelle®, so you should only send money to people (and small businesses) you trust. Also, always ensure you’ve used the correct email address or U.S. mobile number when sending money.
Can I use Zelle® Internationally?
In order to use Zelle®, the sender and recipient’s bank or credit union accounts must be based in the U.S.
Can I cancel a payment?
You can only cancel a payment if the person you sent money to hasn’t yet enrolled with Zelle®. To check whether the payment is still pending because the recipient hasn’t yet enrolled, you can go to your activity page, choose the payment you want to cancel, and then select Cancel This Payment.
If the person you sent money to has already enrolled with Zelle®, the money is sent directly to their bank account and cannot be canceled. This is why it’s important to only send money to people you trust, and always ensure you’ve used the correct email address or U.S. mobile number when sending money.
Are there any fees to send money using Zelle®?
No, Affinity does not charge any fees to use Zelle® in the Affinity app.
Your mobile carrier’s messaging and data rates may apply.
What if I want to send money to someone whose bank or credit union doesn’t offer Zelle®?
You can find a full list of participating banks and credit unions live with Zelle® here.
If your recipient’s bank or credit union isn’t on the list, don’t worry! The list of participating financial institutions is always growing, and your recipient can still use Zelle® by downloading the Zelle® app for Android and iOS.
To enroll with the Zelle® app, your recipient will enter their basic contact information, an email address and U.S. mobile number, and a Visa® or Mastercard® debit card with a U.S. based account (does not include U.S. territories). Zelle® does not accept debit cards associated with international deposit accounts or any credit cards.