Affinity Federal Credit Union | Performance Savings

Qualifications to Earn Rewards

To qualify for the high dividend rates, complete the following transactions and activities to your High- Yield Checking account during each Monthly Qualification Cycle:

Getting Started

Complete at least 12 debit card transactions every month to meet the requirement.

Set Up Direct Deposit

Have at least one direct deposit or ACH credit transaction of $250 or more.²

Enroll

Be enrolled in and agree to receive e-statements to stay updated with your account information.³

Performance Savings Benefits

Maximize your savings effortlessly with our Performance Savings account. When linked to your High-Yield Checking or Cash Back Plus Debit Checking, you can grow your savings automatically while earning high interest.

performance savings benefits

High Dividend Earnings

Earn 2.96% dividend rate on balances up to $250,000¹.

Competitive Rates

Enjoy 3.00% APY on balances up to $250,000¹.

Base Rate

0.05% APY on all balances if qualifications are not met¹.

The Experience You Deserve

Effortless Savings

Open a High-Yield Checking or Cash Back Plus Debit Checking account for automatic savings growth.

Easy Access

No minimum deposit needed to open.

No Minimums

No minimum balance or deposit required to open.

Not Meeting the Qualifications?

If you don’t meet these qualifications you’ll still earn our base rate on the Performance Savings. You can start earning the highest rates again in the next cycle as soon as you qualify.

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1 APY = Annual Percentage Yield. APY is effective as of 9/3/2024. The APY is accurate as of the latest dividend declaration date. Dividend rates and annual percentage yield are subject to change after the account is opened at our discretion without notice to you. We do not impose a limit on the amount the dividend rate and Annual Percentage Yield on your account may change. The dividend rate on your account is determined by the credit union. There is no initial deposit requirement to open this account. There is no minimum balance requirement for this account. Fees could reduce earnings on this account.

2 One account per member allowed. Affinity membership is required with $5 deposit to membership eligibility account. An active Cash Back Plus or High-Yield Checking is required to be eligible to open Performance Savings. If your daily balance is $250,000 or less, the dividend rate paid on the entire balance will be 2.96%, with an APY of 3.00%. A dividend rate and APY of 0.50% will be paid only on the portion of your daily balance that is greater than $250,000. Closure of this account does not terminate credit union membership. However, if your account(s) is closed before its rewards are credited, you will forfeit the account(s)’ rewards.

3 To avoid the $2 monthly paper statement fee, upon opening your High Yield Checking Account, you must enroll in paperless statements (eStatements) either by registering and logging in to your Online Banking or Mobile Banking account. For new members the paper statement fee is waived for the first 45 days of membership, after that, if you have not enrolled in eStatements you may be assessed a $2 paper statement fee per month. Enrollment in eStatements means you will not receive mail delivery of your statements and you have agreed to Electronic Delivery Disclosure. You may withdraw your consent to receive paperless statements anytime by logging in to your Online Banking or Mobile banking account. If you choose to withdraw from eStatements you will be charged a $2 monthly paper statement fee.

Offer subject to change without notice. Affinity reserves the right to change, modify, or revoke this offer for any reason at any time.