Skip to main content
Shopping and not worrying about overdraft fees Shopping and not worrying about overdraft fees
Worry less with our overdraft protection options designed to help when there’s not enough money in your account to cover a transaction.
MoreChecking Debit Card
Debit Card Courtesy Pay

This is a discretionary service you can opt into as a checking accountholder1. If your debit card or ATM transaction exceeds your account balance, it authorizes us to make a one-time payment so your transaction can still be processed.

What's The Cost?

We’ve eliminated Debit Card Courtesy Pay fees for transactions under $75. For transactions $75 or greater, the fee has been reduced to $15 per transaction.

How to Enroll

Access your My Affinity Toolkit on the homepage of Online Banking or log in to the Mobile Banking App and go to Self Service > My Affinity Toolkit to enroll.