Make It Personal
Make It Personal
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With Affinity you are more than a member, you are part owner. Affinity is owned and controlled by members who use its services. Show More…
This ownership happens when you establish your $5 membership account which gives you one par value share in Affinity. This is not a transactional account and these funds will not earn dividends. The account must remain open and funded with the $5 during your membership with Affinity.
If you are not eligible through one of these paths, you have the option to join by making a one-time $5 donation to the New Jersey Coalition for Financial Education or the Connecticut Jump$tart Coalition.
Your money is safe at a credit union! Affinity is a federally insured credit union, which means that all deposits are protected by the National Credit Union Share Insurance Fund, with deposits insured up to at least $250,000 per depositor. Show More…
Additional information can be found here: mycreditunion.gov/share-insurance.
Credit unions, unlike banks, are based on a cooperative or "co-op" model in which the customers (or as we call them, "members") are also the owners. Show More…
This is the biggest difference between credit unions and banks. While a bank is a for-profit company that distributes profits among shareholders or individual owners, a credit union is a not-for-profit institution “owned” by its members. Therefore, you can think of credit union membership as buying a stake in an organization, rather than paying somebody else in exchange for services. Learn More.
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