Our members deserve a better auto buying experience.
At Affinity, we make the auto loan process easy with competitive rates and a variety of loan terms to choose from. There are no application fees or prepayment penalties, and we'll even give you a 0.25% APR1 rate discount for setting up automatic payments. We're a credit union—a not-for-profit financial cooperative that exists to serve our members.
THREE REASONS TO CHOOSE AFFINITY FOR YOUR USED AUTO LOAN
Free 45-day preapprovals let you shop with confidence
Preapproval lets you lock in your rate and loan amount. So you can take your time to find the perfect car, SUV, or truck from a dealer or private seller.
Competitive rates for up to 84 months1 help lower payments
Low payments are the key to stretching your buying power. Our member-only rates and flexible terms help make the vehicle you really want more affordable.
Financing, even if you owe money on your current vehicle
Still owe money on your current car, truck or SUV after trade-in? We may be able to help.
HOW TO GET A USED AUTO LOAN FROM AFFINITY
AFFINITY IS MORE THAN JUST AUTO LOANS
Guaranteed Asset Protection (GAP)
Stay financially protected if your vehicle is ever stolen or totaled.
Mechanical Breakdown Protection
Added protection for covered mechanical or electrical failures.
Debt Protection Coverage
Ensure loan payments are made for an unexpected job loss, death or disability.
Auto Insurance Coverage
Get the auto insurance coverage you need at an affordable price.
Affinity Federal Credit Union can provide RV financing for:
- Dealer purchases – getting a new or used vehicle from an RV dealership
- Refinancing – to lower your rate or get better terms than your current loan
- Private party – buying a used rig from an individual seller
You must be an Affinity Federal Credit Union member and be 18 years of age or older.
With Affinity, you can apply at one of our convenient branches, by applying online, or calling us at 800-325-0808.
RVs tend to cost more than cars and less than a house. Accordingly, RV loan terms tend to be longer than auto loans but shorter than a home mortgage. Affinity provides RV financing for up to 120 months (or ten years).