Bringing You More and EvenMoreThere are two tiers of perks. The perks get better the higher your MoreScore, which is determined by how many products and services you use. Members with a MoreScore of 200–399 qualify as More members, while members with a MoreScore of 400+ qualify as EvenMore members. For members with 400+ points Rate increase of 0.20% APY on MoreSavings and MoreChecking accounts Out-of-network ATM fee savings: All Affinity fees are waived, and up to $10 in fees charged by the ATM owner are rebated at the end of each month (this is in addition to free transactions at our nearly 30,000 in-network ATMs) Double points on all Affinity Pure Rewards® Visa® credit card purchases Free check orders No fees for up to 10 Affinity Visa® Gift Cards per month Free paper statements 25% discount on Safe Deposit Boxes No fees for Money Orders and Cashier's Checks Overdraft Protection Transfers: Six free per month NEW - Access to EvenMore Preferred Service: Advanced notification of special offers and opportunities. Complimentary access to branch conference rooms for group meetings. Personally dedicated Relationship Specialist. For members with 200-399 points Rate increase of 0.10% APY on MoreSavings and MoreChecking accounts Out-of-network ATM fee savings: Affinity fees for up to 8 monthly transactions are waived (that's in addition to free transactions at nearly 30,000 in-network ATMs) No fees for Money Orders and Cashier's Checks Overdraft Protection Transfers: One free per month NEW - Access to MorePreferred Service: Advanced notification of special offers and opportunities See below for additional information about MorePerks.