Max-Insured Money Manager
Safeguarding your business deposits
Protect your business capital—without compromising access or growth.
Built to Protect Larger Balances
When your business holds higher cash balances, standard insurance limits may not be enough. The Max-Insured Money Manager account from Affinity helps safeguard excess funds by distributing deposits across participating credit unions—so your entire balance can remain federally insured, without the complexity of managing multiple accounts.
Key benefits
NCUA Insurance Coverage
Your deposits are distributed across participating credit unions in amounts up to $250,000 so each portion can qualify for the standard NCUA insurance limit, which may result in greater total insurance coverage. ¹
One Relationship, Many Protections
Enjoy NCUA insurance coverage without opening or managing multiple accounts. Affinity handles the allocation for you. ¹
Full Transparency
Access 24/7 visibility into where your funds are allocated within the insurance network.
Easy Access
Transfer and withdraw funds —just like a regular transaction account.
How It Works
Your Max-Insured Money Manager account is connected to the Affinity Share Insurance Network. Funds are placed in increments up to $250,000 across participating credit unions, allowing your entire balance to remain federally insured—while you access everything through your Affinity account.¹
Is This Account Right for Your Business?
Higher Balances
Designed for businesses that maintain cash balances above $250,000.
Greater Coverage
Deposits are distributed across multiple NCUA-insured credit unions so each portion may qualify for the standard NCUA insurance limit.¹
Simplified Management
Allows access to funds through one account, eliminating the need to manage multiple banking relationships.
Easy Access & Visibility
Offers convenient access and clear, ongoing visibility into business funds.
Getting Started
Getting started is simple—connect with your Affinity Business Development Officer to learn more and begin the application process.
