Reasons To Apply For A Mortgage

Top 10 Reasons To Apply For A Mortgage

1. The application process is fast, easy and convenient.

Your mortgage loan officer can help you apply and get pre-qualified for a mortgage with personalized service and flexible availability.

2. Education and guidance.

You can receive credit and financial education from your dedicated mortgage loan officer to help you prepare to purchase a home.

3. Your financial well-being is our priority.

Your mortgage loan officer will help to prepare you to apply for your mortgage with financial education and personal financial guidance.

4. Competitive rates.

Affinity is a member-owned, not-for-profit financial cooperative, which means we do not have shareholders to pay, and pass these savings along to you.

5. A range of mortgage products.

Affinity offers mortgage products including fixed-rate, adjustable-rate, competitive jumbo rate and more, so there is a mortgage to meet the needs and terms of most applicants.

6. Down payments as low as 3%.

Your mortgage loan officer will work with you to assess your financial situation and help you to decide a reasonable and affordable amount to put down on your new home.

7. Flexible underwriting standards.

Affinity will consider your individual circumstances and can help put your dream home within reach with solutions customized to your needs.

8. Low closing costs and no fees.

At Affinity there is no application fee, no commitment fee, no processing fee and no document preparation fee.

9. Your mortgage is serviced by Affinity.

You can always contact Affinity with questions regarding your loan, set up automatic payments from your Affinity bank account, and you don’t risk paying late fees because the servicer of your loan has changed.

10. We can help you with all of your other banking needs.

Affinity is a full-service financial institution offering flexible financing with great low rates on auto loans, checking and savings accounts, and more. We also offer 24/7 access to your accounts with free Online and mobile banking.

Once your mortgage is approved, becoming an Affinity member is simple and available to nearly everyone.

The Right Mortgage to Meet Your Needs

Whether you are buying a home or looking to refinance, Affinity offers competitive rates on many types of mortgages in all 50 states.

Get Pre-Qualified or Apply Now