Mortgages

Affinity Mortgages

We'll provide guidance to help you find the best mortgage for your needs - without the surprises.

Great rates. No surprises.

At Affinity, we'll provide guidance to help you find the best mortgage for your needs. Whether you are buying a home or looking to refinance, Affinity offers competitive rates on many types of mortgages in all 50 states.

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New Nest, New Egg

First-time home buyers, find out how to qualify for a $500 bonus.

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Fixed-Rate Mortgages

    • Predictable payments
    • Fixed term options available
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    Adjustable-Rate Mortgages

    • Lower initial interest rates
    • Adjustable term options available
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    Jumbo Mortgages

      • Available for loans above $453,100 and up to $3,000,000
      • Fixed-rate terms
      • Savings on closing costs
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      High Balance Mortgages

        • Available for loans above $453,100 and up to $679,650.
        • Fixed-rate terms
        • Savings on closing costs
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        HomeAdvantage®

        HomeAdvantage

        The one-stop resource for buying & selling a home that can save you thousands. In fact, Affinity has rewarded members more than $150,000 since the start of the program in July 2017.

        The advantages:

          • Your choice of experienced real estate agents
          • Support 7 days a week
          • Free access to online property listings & email alerts on saved searches
          • Cash Rewards at closing that average $1,5001
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        Your Way Home

        Programs that provide assistance to qualified low- and moderate-income borrowers. With down payments as low as 3%.

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        All loans are subject to credit review and approval.

        1 The HomeAdvantage program is made available through a relationship between Affinity Federal Credit Union and CU Realty Services. Program Cash Rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for the Cash Rewards if they use an agent outside this network. Using Affinity Federal Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. Affinity Federal Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union representative to get details that may affect you.