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Benefits of HELOC with Affinity Federal Credit Union
- Access funds anytime for up to 10 years—borrow what you need, when you need it.
- Flexible 20-year repayment term after the draw period ends.
- Easy transfers through online banking or HELOC-specific checks.
- Replenish your credit—funds become available again as you repay principal.
- Lock in fixed rates on balances of $5,000+—up to 3 times during the draw period.
- Customize your payoff—choose a fixed repayment term that fits your budget, up to 20 years.
