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Avoid Fraud During the Busiest Time Of The Year

Avoid Fraud During the Busiest Time Of The Year Fraud Blog Image
Social Media Internet Scams Fraud Blog
By: Ryan Marosy
Vice President Marketing

December 10, 2025

The holiday season brings excitement, celebration, and—unfortunately—a spike in fraud attempts. Scammers take advantage of increased online shopping, travel planning, and charitable giving to trick consumers into sharing personal information or making fraudulent payments. The good news: with a few smart habits, you can keep yourself and your finances safe.

1. Watch for Fake Shopping Websites
Fraudsters often create look-alike websites that mimic trusted retailers. Before entering your payment information, check for:

  • A secure URL that begins with https://
  • Correct spelling of the retailer’s name
  • An About or Contact page with legitimate information. When in doubt, type the retailer’s website directly into your browser rather than clicking ads or unsolicited links.

2. Be Cautious of “Too Good to Be True” Deals
Deep discounts on high-demand items—especially electronics, gaming systems, and luxury goods—are common bait. If a deal looks suspiciously low, verify it through reputable retailers or review sites before purchasing.

3. Avoid Phishing Emails and Texts
Holiday-themed phishing scams often mimic shipping updates, reward offers, or bank alerts.

Red flags include:

  • Unexpected requests to “verify your account”
  • Links labeled as tracking updates you weren’t expecting
  • Typos, odd formatting, or sender addresses that look off
    Never click a link or download an attachment unless you’re certain it's legitimate.

4. Use Secure Payment Methods
Credit cards and digital wallets offer better fraud protection than debit cards or wire transfers. Avoid sending money through peer-to-peer apps (like Venmo or Zelle) unless you know the recipient personally.

5. Monitor Your Accounts Regularly
Check your bank and credit card accounts throughout the holiday season. Turn on transaction alerts so you can quickly spot any unauthorized charges.

6. Protect Your Personal Information
Scammers may pose as charities or customer service agents to request sensitive information.
Remember:

  • Legitimate organizations won’t ask for your Social Security number or full account numbers.
  • When donating, use verified links or type the charity’s website directly into your browser.

7. Secure Your Devices and Wi-Fi
Update your device software, enable two-factor authentication, and avoid entering personal or financial information while on public Wi-Fi networks.

8. Stay Alert for Gift Card Scams
Gift cards are a favorite tool for scammers because they’re hard to trace. No legitimate business or government agency will ever demand payment via gift card. If someone insists—it's a scam.

With the right awareness and precautions, you can shop and celebrate with confidence. Stay alert, trust your instincts, and protect your personal information so you can focus on what really matters this holiday season—enjoying time with friends and family.

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