1 All transactions are subject to verification for eligibility. Transactions not eligible include disputed transactions, returns, balance transfers and cash advances. To qualify and receive your bonus points you must make $10,000 in purchases during the first 12 months from account opening date. Bonus Points will be credited to your account within 30 days following the one year anniversary of account opening date. Affinity may change or discontinue this offer at any time without notice. Additional terms, conditions and restrictions may apply.
2 The 5,000 initial purchase bonus points are applicable only to new Affinity Pure RewardsSM Visa® credit card accounts opened on or after 10/18/10. Offer does not apply to existing rewards credit card accounts opened prior to 10/18/10.
3 Rates available to Affinity Members only. APR subject to change at any time without notice. Rates quoted are lowest rates for qualified applicants. Rates as displayed are effective when you open your account, based on creditworthiness. After that, your APR will vary with the market based on the Prime Rate. See pricing & terms for additional details.
4 The Zero Liability policy applies to U.S.-issued cards only; it does not apply to commercial card transactions, ATM transactions or PIN transactions not processed by Visa®. See your Cardholder Agreement for details. Certain restrictions apply.
For cash advances, an APR of 18% will apply and the fee is 3% of the amount of each cash advance or $10.00, whichever is greater. For balance transfers, a fee of $10.00 or 5% of the amount of each transfer will apply, whichever is greater (maximum: $500.00). For foreign transactions, a fee of 2% of each transaction in the U.S. dollars will apply.
