Introducing EMV Chip Technology for Affinity
Affinity Visa® Credit or Debit Cards now come with built-in chip technology. This gives you greater fraud protection when you use your card at a chip-activated terminal. Your new card is not only more secure – it’s also easy to use. Here’s what you can look forward to as a cardholder.
Enhanced fraud protection.
When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.
More merchants are accepting chip transactions every day. Whether you check out using chip technology or swipe your card, you can pay with confidence wherever Visa credit or debit cards are accepted.
Easy to use.
Simply swipe your card like you do today. However, if a chip-activated terminal is available, insert your card instead and follow the prompts. See detailed steps to the right.
No matter how you pay, you’re protected against unauthorized use with Zero Liability1.
Keep in mind, you can continue to use your chip card online and over the phone - the same way you do today.
Answers to Questions about chip technology:
Q: What is a chip card?
A: Affinity Visa Credit or Debit Cards now feature chip technology. You’ll enjoy global acceptance plus an enhanced level of security.
Q: How does chip technology protect my information?
A: Whenever you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.
Q: Where can I use a chip card?
A: You can use your card at millions of places that accept Visa credit or debit cards, at home and around the world.
Q: Can I still swipe my card to pay?
A: Yes. If a merchant is not yet chip-activated, you can continue to swipe your card.
Q: Will I have to pay any fees to use a chip card?
A: No. There are no additional fees to use a chip card.