Business Credit Card

A Better Business Credit Card

With great rewards and special discounts, your business gets more done with the Affinity Business FirstSM Visa® credit card.

Business FirstSM Visa® Credit Card: Earn Rewards for Your Business

The Affinity Business FirstSM Visa® credit card offers low-rate, no hidden fees and a rewards program that lets you earn points for every purchase. Plus you'll enjoy security, savings and additional benefits.

Low Rates and No Hidden Fees

  • Low variable rate
  • No annual fee 
  • No penalty rate increase for late payments
  • Free additional cards for employees

Better Rewards Program

Visa Business Benefits


  • Fraud Protection: Real-time monitoring of your account for suspicious transaction activity.
  • Online Shopping Security: Activate Visa Secure and get an extra layer of protection when you shop online.


  • Visa SavingsEdge Discounts: Enroll your Affinity Visa® card for free, make qualifying4 purchases and save automatically at many places you may already do business.
  • Shopping Discounts: Use your Affinity Visa® to get special discounts on purchases, auto rentals, hotels, and more.

Peace of Mind

  • Emergency Cash/Card Replacement: In the event of an emergency, get access to cash and/or a replacement card.
  • Purchase Security: Reimbursement for the cost of eligible items purchased with your card in case of theft, damage due to fire, and more.
  • Extended Protection: Doubles the manufacturer's warranty coverage on items purchased with your covered Visa card (for eligible warranties of three years or less).
  • Auto Rental Coverage: Excellent coverage for collisions or theft of most rental cars paid for with your card.
  • Travel and Emergency Assistance: Help with medical, legal, and travel services.
To apply for your Affinity Business FirstSM Visa® contact an Affinity Business Specialist

1 The 5,000 initial purchase bonus points are applicable to the account after the first purchase made by any card on the account.

2 Points can be earned by the account owner and additional cardholders of the account owner. Points can only be redeemed by the account owner.

3 You must use your Affinity Business FirstSM Visa® credit card to earn bonus points. Vist Affinity rewards website to earn bonus points for purchases, redeem points and learn about additional terms and conditions.

4 Visa SavingsEdge is an automated discount program offered by Visa U.S.A. Inc. to eligible businesses and their authorized cardholders that hold an eligible Visa Business card and whose enrollment in the program is accepted by Visa. Under the program, cardholders can receive discounts from participating merchants each time the cardholder uses an enrolled Visa Business card to make qualifying purchases of goods or services pursuant to an active discount offered by the merchant and that transaction is processed or submitted through the Visa payment system (a "Qualifying Purchase"). Visa may modify, restrict, limit or change the program in any way and at any time. Visa reserves the right at any time to cancel the program. Visa also reserves the right to suspend or cancel any cardholder's participation in the program. Enrolled cardholders will only receive discounts for qualifying purchases that are in full compliance with the terms of the applicable discount offer. Discount offers may be subject to additional terms and conditions. Discount offers may be removed from the program at any time and are subject to availability. Discount offers are also subject to any applicable law or regulation that may restrict or prohibit certain sales. Discounts will not appear on a cardholder's receipt at the point of sale. Discounts are provided in the form of credits posted to the cardholder's applicable Visa Business card account. Please visit for complete details on the program, including the program terms and conditions.

Visa®, Visa Information Source Select®, and Visa Secure are all registered trademarks of Visa, Inc.