Business FirstSM Visa® Credit Card: Earn Rewards for Your Business
The Affinity Business FirstSM Visa® credit card offers low-rate, no hidden fees and a rewards program that lets you earn points for every purchase. Plus you'll enjoy security, savings and additional benefits.
Low Rates and No Hidden Fees
- Low rate: 12.75% variable APR1
- Same rate for all types of transactions
- No annual fee and no hidden fees
- No penalty rate increase for late payments
- Free additional cards for employees
Better Rewards Program
- Get 5,000 bonus points with your first purchase2
- Earn 1 point for every dollar spent3
- Earn up to 6x bonus points by shopping at our Rewards website4
- Points never expire
- Redeem points for hundreds of great rewards including:
- Cash back
- Gift cards
Visa Business Benefits
- Fraud Protection: Real-time monitoring of your account for suspicious transaction activity.
- Online Shopping Security: Activate Verified by Visa® and get an extra layer of protection when you shop online.
- Visa SavingsEdge Discounts: Enroll your Affinity Visa® card for free, make qualifying5 purchases and save automatically at many places you may already do business.
- Shopping Discounts: Use your Affinity Visa® to get special discounts on purchases, auto rentals, hotels, and more.
Peace of Mind
- Emergency Cash/Card Replacement: In the event of an emergency, get access to cash and/or a replacement card.
- Purchase Security: Reimbursement for the cost of eligible items purchased with your card in case of theft, damage due to fire, and more.
- Extended Protection: Doubles the manufacturer's warranty coverage on items purchased with your covered Visa card (for eligible warranties of three years or less).
- Auto Rental Coverage: Excellent coverage for collisions or theft of most rental cars paid for with your card.
- Travel and Emergency Assistance: Help with medical, legal, and travel services.