Business Checking Accounts

Checking That Works as
Hard as Your Business

Business Checking Accounts

Affinity offers versatility when choosing the right checking account for your business needs. You can choose between the Business Basics Checking and the Business Performance Checking accounts.  

Contact a Business Specialist

Business Basics Checking

Great for small to medium-sized businesses and fulfills all of your basic banking needs. 

  • 200 free transactions1
  • Low minimum balance requirements
  • ACH Origination available
  • Remote Deposit Capture (RDC)


Business Performance Checking

A business analysis checking account that's ideal for businesses with high transaction volume and higher balances. 

  • Optimal for larger businesses with more complex cash management service needs, such as, ACH Transactions, Remote Deposit Capture and Positive Pay. 
  • Earn a competitive earnings credit that may offset monthly maintenance and transaction fees. 


Affinity Visa® Business Debit Access Card

The Affinity Visa® Business Debit Access card makes it easy to access your Affinity business checking accounts: get cash, make deposits, check balances, and transfer funds between linked deposit accounts.

  • Convenience
  • Automatic Savings2
  • Security & Protection

Save Time and Money with our Convenience Features

Affinity’s Business Checking Accounts offers convenience features so you can manage your accounts from anywhere, anytime and have easy access to your money.

  • Visa® Business Debit Access Card
  • Mobile Banking
  • Bill Pay
  • Mobile Deposit
  • Online Business Banking
  • Access to nearly 30,000 fee-free ATMs3 and 5,600+ shared branches nationwide4
  • Online Deposit Pro

1 After 200 transactions, there is a fee of $0.20 per transaction.

2  Visa SavingsEdge is an automated discount program offered by Visa U.S.A. Inc. to eligible businesses and their authorized cardholders that hold an eligible Visa Business card and whose enrollment in the program is accepted by Visa. Under the program, cardholders can receive discounts from participating merchants each time the cardholder uses an enrolled Visa Business card to make qualifying purchases of goods or services pursuant to an active discount offered by the merchant and that transaction is processed or submitted through the Visa payment system (a "Qualifying Purchase"). Visa may modify, restrict, limit or change the program in any way and at any time. Visa reserves the right at any time to cancel the program. Visa also reserves the right to suspend or cancel any cardholder's participation in the program. Enrolled cardholders will only receive discounts for qualifying purchases that are in full compliance with the terms of the applicable discount offer. Discount offers may be subject to additional terms and conditions. Discount offers may be removed from the program at any time and are subject to availability. Discount offers are also subject to any applicable law or regulation that may restrict or prohibit certain sales. Discounts will not appear on a cardholder's receipt at the point of sale. Discounts are provided in the form of credits posted to the cardholder's applicable Visa Business card account. Please visit for complete details on the program, including the program terms and conditions.

3 You can make an unlimited number of surcharge-free withdrawals through the Co-Op Network without any surcharge from the owner of the ATM. Affinity's Out-of-network ATM withdrawal fees are $2.25 each. Please note that after 8 ATM withdrawals a month on a non-Affinity-owned ATM (including Surcharge-Free ATMs), Affinity will charge a fee of $2.25 for each additional withdrawal.

4 Please Note: Affinity members need to opt-in to take advantage of shared branches. To opt-in contact the Member Service Center.

Visa® is a registered trademark of Visa.
Data and other wireless carrier charges may apply.