Checking AccountsPrint

Better Checking

Checking Accounts

Affinity offers two checking accounts, Affinity Cash Back Debit and MoreChecking. No matter which checking account you choose, you'll always have convenient access to your money and great benefits.

Ready to move your direct deposit to Affinity? Simply provide your checking account number and our routing number, 221283512, to your Payroll Department. 

Open an Account

Affinity Cash Back Debit

  • 0.0
  • Up to 1% cash back on all purchases
  • No minimum balance requirement
  • No minimum deposit requirement
Learn More


  • 0.0
  • Minimum balance: $1,000
  • Earns dividends
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Overdraft Protection

    • Free enrollment
    • Linked account option
    • Debit Courtesy Pay option


    Learn More

      *Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. Once your direct deposit goes into effect, Affinity may make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. On occasion, we may not receive your deposit information ahead of time from the ACH originator, and may not be able to post your deposit early. In this case, your deposit will post on the scheduled posting date. We recommend that you do not write checks or authorize any other withdrawals against your direct deposit funds until you verify the funds have been posted to your account. Affinity FCU is not responsible for overdraft fees or penalties resulting from transactions that occur due to anticipated early direct deposit postings.