More ATMs than New Jersey Has Diners Affinity's Free ATM NetworkAffinity belongs to the CO-OP Network®, which provides our members with access to more than 30,000 fee-free ATMs1 and 5,600+ shared branches nationwide2.Find Locations Now Number of Free ATMs: Affinity vs Big Banks3 Financial Service Provider Free ATMs Affinity Federal Credit Union Over 30,000 Chase 16,000 Bank of America 16,000 Wells Fargo 12,000 Locating and Using a Free ATM is Easy Use our Mobile Banking App or the ATM/Branch Locator tool on our website to search for ATMs near you. Use the surcharge-free filter in the search and any ATM listed in the results is guaranteed to be free. If a surcharge message appears on the screen during your transaction, press "yes" to accept and proceed. You will not be charged the surcharge. Most ATMs in our network have the CO-OP Network® logo on them, so be sure to look for it, especially if there are two ATMs at the same location. Our ATMs are found inside of most 7-Eleven®, Costco®, and Walgreens® stores, as well as many other national chains and local businesses. Do more than withdraw cash at our ATMs You can deposit checks at any ATMs that shows as Deposit-Taking ATM in our ATM Locator results Check your account balances Use your Affinity Visa® debit or ATM card at ATMs all over the world - and right next door. That's true convenience.