More ATMs than New Jersey Has Diners Affinity's Free ATM NetworkAffinity belongs the CO-OP Network®, which provides our members with access to nearly 30,000 fee-free ATMs and 5,600+ shared branches nationwide1.Find Locations Now Number of Free ATMs: Affinity vs Big Banks2 Financial Service Provider Free ATMs Affinity Federal Credit Union Nearly 30,000 Chase 19,000 Bank of America 18,200 Wells Fargo 12,000 Locating and Using a Free ATM is Easy Use our Mobile Banking App or the ATM/Branch Locator tool on our website to search for ATMs near you. Use the surcharge free filter in the search and any ATM listed in the results is guaranteed to be free. If a surcharge message appears on the screen during your transaction, press "yes" to accept and proceed. You will not be charged the surcharge. Most ATMs in our network have the CO-OP Network® logo on them, so be sure to look for it, especially if there are two ATMs at the same location. Our ATMs are found inside of most 7-Eleven®, Costco®, and Walgreens® stores, as well as many other national chains and local businesses. Do more than withdraw cash at our ATMs You can deposit checks at any ATMs that shows as Deposit-Taking ATM in our ATM Locator results Check your account balances Use your Affinity Visa® Debit Access card or ATM card at ATMs all over the world - and right next door. That's true convenience.