APR = Annual Percentage Rate. Rates available to Affinity members only. For new members, membership eligibility account is required with a minimum deposit of $5. APR subject to change at any time without notice. Rates quoted are lowest rates for qualified applicants. Rates displayed are based on creditworthiness. After that, your APR will vary with the market based on the Prime Rate.
1. View pricing and terms: Cash Rewards Visa Signature | Pure Rewards Visa | Premium Visa | New York Red Bulls Rewards Visa | Secured Visa
2. Cardholders will earn 5% cash back (which is equivalent to 5 points for every $1 spent) on up to $3,500 per month in purchases made at Amazon and on all purchases made at bookstores, excluding gift cards. Please note that these bonus categories are categorized by specific Merchant Category Codes. Not all merchants may use the specific qualified transactions codes. The additional points may not be issued if the merchant does not use a qualified merchant category code.
3. All transactions are subject to verification for eligibility. Transactions not eligible include disputed transactions, returns, balance transfers and cash advances.
4. Restrictions, limitations, and exclusions apply. In order for benefits or coverage to apply, you must use your covered Affinity Visa credit card. For complete terms and conditions, view the respective card’s Guide to Benefits: Cash Rewards Visa Signature | Pure Rewards Visa | Premium Visa
5. The Zero Liability policy applies to U.S.-issued cards only; it does not apply to commercial card transactions, ATM transactions or PIN transactions not processed by Visa®.
*Affinity Cash Rewards Visa Signature: In addition to the standard points, (5% cash back, which is equivalent to 5 points for every $1 spent for all Amazon purchases on up to $3,500; 2% cash back, which is equivalent to 2 points for every $1 spent for all supermarket purchases, excluding gift cards, restaurant purchases, and gas station purchases, and for all purchases made on watch, listen and ride services, such as Netflix, Spotify and Uber; and 1% cash back, which is equivalent to 1 point for every $1 spent on everything else) cardholders will earn 5% cash back, which is equivalent to 5 points for every $1 spent for gas, supermarket and gardening center purchases during the promotional period of April 1, 2022 – June 30, 2022 (excluding gift cards). The cash back is issued in the form of points. These points can be redeemed for cash back deposited to your savings account, checking account, or as principal credit to your credit card account by July 31, 2022. Additional terms, conditions, and restrictions may apply.
*Affinity Pure Rewards Visa and Affinity Hillsborough Visa: In addition to the standard points cardholders earn (1 point per $1 spent or 2 points per $1 spent if you qualify for Even More perks), cardholders will receive 5 bonus points per $1 spent for all gas, supermarket and gardening center purchases during the promotional period April 1, 2022 â€” June 30, 2022 (excluding gift cards). Learn more about Even More perks by visiting affinityfcu.com/more. Standard points will be credited normally (the day following the purchase); bonus points will be credited by July 31, 2022. Additional terms, conditions, and restrictions may apply.
See your Cardholder Agreement for details. Certain restrictions apply.