Premium Credit Card
For 12 Months, Plus
No Balance Transfer Fee
Or Call to Apply: 800.325.0808
on balance
transfers for
12 months
Why the Premium
Visa® Credit Card?
balance transfer fee through March 31, 20221
on balance transfers & purchases for 12
months2
annual fee3
statement credit when you make $7,500 in purchases4
Card Benefits
Get a Low Rate and All the Perks
In the event your card is lost or stolen, the emergency cash disbursement benefit quickly and easily helps make arrangements for you to pick up emergency cash or a replacement card at a convenient location.
Things happen, which is why we won’t penalize you with a sky-high penalty rate for a missed payment. Gain peace of mind knowing we’re here for you.
This benefit helps connect you with medical, legal and travel services when you’re away from home, 24 hours a day, 365 days a year.
This free benefit can help with travel and restaurant reservations, gift arrangements, business services and more. Think of it as your very own personal assistant.
For All of Life’s Moments
Whether you’re trying to save on interest, make a major
purchase or find a card with powerful perks, the Premium
credit
card has you covered.
FAQs
Here’s what you need to know about your Premium credit card
Does the
Premium credit card offer an intro APR?
Yes, the Premium credit card offers 2.99% intro APR on balance transfers and purchases for 12 months following the date you opened the account.2 After this introductory period, the APR ranges from 8.60% - 14.60%; and is variable based on the Wall Street Journal Prime Rate.
How much can
I transfer?
The total amount of your balance transfer, including any applicable fees, cannot exceed your available credit limit. The minimum balance transfer amount is $500.
Is there a
balance transfer fee?
There is no balance transfer fee through March 31, 2022. Then, the standard fee of $10 or 5%, whichever is greater, applies to any future balance transfers.1
What types
of balances can I transfer?
You can transfer balances from personal loans, student loans and other credit cards. However, you cannot transfer a balance from another Affinity loan or credit card.
Does the
Premium credit card have an annual fee?
Nope. There’s no annual fee with the low-rate Premium credit card from Affinity.
