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All Affinity locations will be closed Monday, May 28th in observance of Memorial Day. You can still access your accounts online, via mobile app or by calling our Member Service Center at 800.325.0808.

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Special Offers

Premium Visa® Credit Card

Our Premium Visa® credit card saves you money and protects you from unexpected fees. Take advantage of our Introductory Rate.

Introductory rate of 2.99% APR for the first 12 months.

Variable APR rates as low as 10.10% - 16.10% APR after introductory period.

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Spring Credit Card Offer

Sring Credit Card Promotion

Earn extra benefits on your qualified spring credit card purchases from April 15 - June 15.

  • You can earn an extra 1x rewards or 1% cash back bonus
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Unlock the Power of Your Home

Affinity's Home Equity Line of Credit (HELOC) gives you the key to getting more out of your home. Take advantage of our Introductory Rate.

Introductory rate of 2.99% APR1 for the first 12 months.

Variable APR as low as 4.25% APR1 after introductory period.

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Save More with a Certificate

22 month and 14 month Certificate Account Special Offer

Don't take a chance with your savings! Watch your money grow with Affinity’s 22-month or 14-month certificate special offer.

22-Month Certificate
This 22-month certificate offers a 2.00% APY2 on deposits of $500 or more.

14-Month Certificate
This 14-month certificate offers a 1.40% APY3 on deposits of $500 or more.

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We'll Match Your Mortgage Rate

At Affinity, we strive to offer our members competitive mortgage rates to save you the hassle of rate-shopping. If you do find a better rate for your home purchase, we’ll match it4!

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1 APR = Annual percentage rate. All loans are subject to credit review and approval. Advertised APR is variable and subject to change. 2.99% annual percentage rate (APR) is an introductory fixed rate for the first 12 months for qualified home equity line of credit borrowers. Current fully indexed rate as low as 4.25% APR. After the introductory period, a variable APR as low as equal to Wall Street Journal prime minus .50% or 4.25% APR as of 3/22/2018. The introductory fixed rate is for a maximum Combined Loan-To-Value (CLTV) ratio of 80%, with a maximum loan amount of $1,000,000. A discounted 0.25% is applied for automatic payments from an Affinity account. Other rates are available based on loan amount, credit characteristics, and CLTV up to a maximum of 80%. The standard minimum APR (floor rate) is 3.00% and the maximum APR (ceiling rate) is 18.00%. Offered rates are subject to change without notice. Your actual interest rate is based on our review of your creditworthiness and the available equity in your home and is contingent upon you granting Affinity a valid first or second mortgage. If the credit limit is less than $250,000, there are no upfront fees. If the credit limit is $250,000 or higher, the borrower will be required to pay for a full title insurance policy. For all HELOCs where a state mortgage tax or other state fees are charged borrower will be responsible to pay this at closing and may take as an advance from HELOC. If borrower pays off and closes the line within the first 36 months, they will be required to repay the third party fees paid by Affinity.

Home equity lines of credit are available in all states except Texas. Certain states may require a closing attorney. State specific fees may apply at closing. Satisfactory Homeowners’ Insurance is required. Satisfactory Flood Insurance may be required. Title Insurance may be required based on loan amount. Eligible properties include owner-occupied, 1-2 family residences and warrantable condominiums. Investment properties, second homes, vacation homes, cooperatives, mobile homes, and purchase money transactions are excluded.

2 APY = Annual Percentage Yield. Penalties apply for early withdrawal and fees could reduce the earnings on the account. After 22-month term is completed, certificate rolls over to a 24-month term at the prevailing rate at the time of maturity for 24 month certificates. Rate available as of January 5, 2018 and can change at any time. Minimum opening deposit and minimum balance to earn stated APY is $500.

3 APY = Annual Percentage Yield. Penalties apply for early withdrawal and fees could reduce the earnings on the account. After 14-month term is completed, certificate rolls over to a 12-month term at the prevailing rate at the time of maturity for 12 month certificates. Rate available as of January 5, 2018 and can change at any time. Minimum opening deposit and minimum balance to earn stated APY is $500.

4 Special offer available for purchase mortgages. Certain product exclusions may apply. You must lock your rate with Affinity Federal Credit Union prior to submitting rate match request to qualify for this offer. Loan Estimate from competing lender must be dated and received within three calendar days of locking your interest rate at Affinity Federal Credit Union. Please note that other documentation used to show competitors’ terms will not qualify for offer. The terms of the competing loan must be identical to Affinity Federal Credit Union’s loan; for example, a product with mortgage insurance is not identical to an Affinity product that does not have mortgage insurance. If the loan does not close within the commitment period, the rate match may be voided.

Note: The initial Loan Estimate from a wholesale lender/broker is not an acceptable document for a rate match submission unless the Lender Information section on the Loan Estimate is completed. All loans subject to approval. Terms and conditions are subject to change. This offer is subject to change at any time.