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Special Offers

Limited-Time Year-End Loan

Take advantage of our Year-End Loan to help pay for holiday shopping, energy expenses, bills and more! Apply by December 31, 2017.

  • Fixed 10.9% APR1
  • 12 month term
  • Borrow up to $3,000

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Win an Amazon Echo

Become part of the Affinity family by joining through December 31, 2017 and you will be entered to win an Amazon Echo!2 Click here for more information about the contest rules.

Learn more about Affinity below or call 800.325.0808 for more information.

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Find your next car with ENTERPRISE CAR SALES

Now through December 31st we’ll give you 0.75%3 discount off lowest qualifying rate.

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7/1 Adjustable-Rate Mortgages (ARM)

3.125% Rate 3.333% APR4

Apply by December 31st and lock in this special limited-time low rate!

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We'll Match Your Mortgage Rate

At Affinity, we strive to offer our members competitive mortgage rates to save you the hassle of rate-shopping. If you do find a better rate for your home purchase, we’ll match it5!

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Save More with a Certificate

Certificate Piggy

Don't take a chance with your savings! Watch your money grow with Affinity’s 13-month or 9-month certificate special offer.

13-Month Certificate
This 13-month certificate offers a 1.30% APY6 on deposits of $3,500 or more.

Plus, ask us about a special rate increase to 1.50% APY on new money deposits of $3,500 or more7

9-Month Certificate
This 9-month certificate offers a 1.00% APY8 on deposits of $500 or more.

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© 2017 Affinity Federal Credit Union

1 APR = Annual Percentage Rate.  Rates quoted are available until December 31, 2017 and is for the terms (12 months) stated. Other loan programs are available.  Minimum loan amount of $500; maximum loan amount $3,000. For a $2,000 loan, for a term of 12 months with a 10.90% APR, the monthly payment will be $176.67. All loans are subject to credit review and approval. Rates, terms and conditions are subject to change without notice.

2 Join Affinity between 10.1.17-12.31.17 and you will automatically be entered to win an Amazon Echo. Void where prohibited. No Purchase Necessary. For more information about the contest rules, please visit affinityfcu.com/echo.

3 APR = Annual Percentage Rate. Limited-time 0.75% discount off lowest qualifying rate available to Affinity Members only, valid only on Enterprise Car Sales vehicles purchased between 10.1.17-12.31.17. Rate discount applied to lowest rates for well-qualified applicants may include 0.25% rate reduction for automatic payments from your Affinity account. Rate cannot be lower than 2.99% APR for up to 60 months. For example, a $20,000 loan with a term of 60 months and 2.99% APR, the estimated monthly payment will be $358.92. Some applicants will qualify for higher rates as determined by their creditworthiness, loan amount and term. Term restrictions may apply for pre-owned vehicles based on underwriting criteria. Loan amounts of $14,999 or lower have a maximum term of 54 months, $15,000 to $19,999 have a maximum term of 60 months, $20,000 up to $24,999 have a maximum term of 72 months, loan amounts of $25,000 or higher have a maximum term of 96 months. Monthly payment per $1,000 borrowed at 2.04% APR for 36 months is $28.66. No additional discounts apply. This is a buy down rate. The amount of the buy down will not affect the price of the vehicle. Rates and terms subject to change without notice. Vehicles eligible for used auto loan rate are 9 years old or newer. Enterprise Car Sales is an independent NY and NJ State licensed dealer and is not an affiliate or subsidiary of Affinity Federal Credit Union.  All loans subject to approval.

4  Annual Percentage Rate (APR) subject to change without notice. Rate is available to qualified loans applied for by 12.31.2017 and closed by 2.28.2018. Stated rate is for the initial fixed period of 7 years.  Subsequent interest rates for each variable period will be based on the LIBOR index, as published in the Wall Street Journal, plus our margin rounded to the nearest one‐eighth of one percent (0.125%), unless calculated interest rate exceeds the set cap for the amount of change in the interest rate; currently, the fully indexed rate is 3.125%. Initial rate, APR and fees can vary depending on the size of the loan and the personal qualifications of individual members. Payments and APRs quoted are for a purchase/refinance loan amount of $200,000 on an owner-occupied single family property, with no cash out at closing, 20% down payment, 0 points, and a credit score of 740. Down-payment of less than 20% requires mortgage insurance. Property and flood insurance where required. Escrow account for the payment of taxes and insurance will be established. All loans subject to approval.

5 Special offer available for purchase mortgages. Certain product exclusions may apply. You must lock your rate with Affinity Federal Credit Union prior to submitting rate match request to qualify for this offer. Loan Estimate from competing lender must be dated and received within three calendar days of locking your interest rate at Affinity Federal Credit Union. Please note that other documentation used to show competitors’ terms will not qualify for offer. The terms of the competing loan must be identical to Affinity Federal Credit Union’s loan; for example, a product with mortgage insurance is not identical to an Affinity product that does not have mortgage insurance. If the loan does not close within the commitment period, the rate match may be voided.

Note: The initial Loan Estimate from a wholesale lender/broker is not an acceptable document for a rate match submission unless the Lender Information section on the Loan Estimate is completed. All loans subject to approval. Terms and conditions are subject to change. This offer is subject to change at any time.

6 APY = Annual Percentage Yield. Penalties apply for early withdrawal. After 13-month term is completed, certificate rolls over to a 12-month term. Rate available as of October 2, 2017 and can change at any time. Minimum opening deposit and minimum balance to earn stated APY is $3,500.

7 APY = Annual Percentage Yield. Penalties apply for early withdrawal. After 13-month term is completed, certificate rolls over to a 12-month term. Rate available as of October 2, 2017 and can change at any time. Minimum opening deposit and minimum balance to earn stated APY is $3,500 in new money deposits. This offer cannot be combined with any other.

8 APY = Annual Percentage Yield. Penalties apply for early withdrawal. Rate available as of October 2, 2017 and can change at any time. Minimum opening deposit and minimum balance to earn stated APY is $500.

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