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Access to your Affinity accounts will be unavailable on Monday, June 25, 2018 from 12:30 AM to 2:00 AM. We apologize for the inconvenience.

Special Certificate Offer

Don’t take a chance with your savings!

Don't take a chance with your savings! Watch your money grow with Affinity’s 14-month or 22-month certificate special offer. Open an account by December 31, 2018 by visiting a branch, or calling 800.325.0808.

Grow your savings with our featured certificates:

14-Month Certificate

Earn up to 2.48% APY1on deposits of $100,000 or more.

22-Month Certificate

Earn up to 2.74% APY2 on deposits of $100,000 or more.

Why a Certificate Account?

A Certificate Account is a convenient way to save while earning a guaranteed fixed rate dividend for a fixed period of time. Term options ranging from 30 days to 60 months. Open an account today!

1 APY = Annual Percentage Yield. Penalties apply for early withdrawal and fees could reduce the earnings on the account. After 14-month term is completed, certificate will automatically renew to a 12-month term at the prevailing rate at the time of maturity for 12 month certificates. Rate available as of June 22, 2018 and can change at any time. New money required to open 14 month certificate product. New money is defined as funds not on deposit at Affinity Federal Credit Union for longer than 30 days at the time of account opening.

After a Certificate is opened, you can not make deposits into the account. The annual percentage yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. The dividend rate in effect at the time the certificate renews into the new term will be applied to the account. Account holder has a ten (10) day grace period to change the term or close the certificate account without a penalty. We may impose a penalty if you withdraw any of the funds before a Certificate maturity date. The penalty will equal ninety days' dividends on your certificate account with a term of one year or less, and a penalty of up to 182 days’ dividends for certificates with a term of more than one year. The penalty is calculated as a forfeiture of part of the dividends that have been or would have been earned on the account. It applies whether or not the dividends have been earned. In other words, if the account has not yet earned enough dividends or if the dividend has already been paid, the penalty will be deducted from the principal. If a Certificate balance falls below $2,500, it will be closed.

14 Month Certficate Rates, Yields & Information:

Annual Pecentage Yield Minimum Opening Deposit Minimum Balance To Earn Stated Annual Percentage Yield
2.28% $2,500 $2,500 to $49,999.99
2.38% $50,000 $50,000 to $99,999.99
2.48% $100,000 $100,000 and above

2 APY = Annual Percentage Yield. Penalties apply for early withdrawal and fees could reduce the earnings on the account. After 22-month term is completed, certificate will automatically renew to a 24-month term at the prevailing rate at the time of maturity for 24 month certificates. Rate available as of June, 22, 2018 and can change at any time. New money required to open 22 month certificate product. New money is defined as funds not on deposit at Affinity Federal Credit Union for longer than 30 days at the time of account opening.

After a Certificate is opened, you can not make deposits into the account. The annual percentage yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. The dividend rate in effect at the time the certificate renews into the new term will be applied to the account. Account holder has a ten (10) day grace period to change the term or close the certificate account without a penalty. We may impose a penalty if you withdraw any of the funds before a Certificate maturity date. The penalty will equal ninety days' dividends on your certificate account with a term of one year or less, and a penalty of up to 182 days’ dividends for certificates with a term of more than one year. The penalty is calculated as a forfeiture of part of the dividends that have been or would have been earned on the account. It applies whether or not the dividends have been earned. In other words, if the account has not yet earned enough dividends or if the dividend has already been paid, the penalty will be deducted from the principal. If a Certificate balance falls below $500, it will be closed.

22 Month Certficate Rates, Yields & Information:

Annual Pecentage Yield Minimum Opening Deposit Minimum Balance To Earn Stated Annual Percentage Yield
2.53% $500 $500 to $49,999.99
2.63% $50,000 $50,000 to $99,999.99
2.74% $100,000 $100,000 and above