Fee Schedule Card Service FeesApplies to Debit Cards, ATM Cards & Credit Cards Fee AmountEffective April 1, 2020. Debit Card Transactions - signature & PIN-based No Charge In network ATM transactions1 No charge Out-of-network ATM transactions $2.25 each Credit Card Late Payment Charge See credit card agreement Additional/Replacement Card $5 each Credit/Debit Card Sales Receipt Copy $15 each Foreign Currency Conversion 2% of transaction amount Account Service Fees Applies to Checking, Savings and Money Manager accounts Fee AmountEffective June 1, 2018. MoreChecking Minimum Balance Charge (if average daily balance falls below $1,000)2 $7 per month Money Manager Minimum Balance Charge (if average daily balance falls below $2,500) $10 per month Overdraft Protection Transfer Fee (Certain withdrawal and transfer transactions are limited by federal regulation to a maximum combined total of 6 per statement cycle) $10 per day when a transfer occurs Insufficient funds (whether paid or returned) (Check, ACH, Debit Card, and ATM) $33 per transaction Debit Card Overdrafts Paid $29 per transaction Uncollected Funds Fee(Check, ACH, Debit Card, and ATM) $33 per transaction Cashed/Deposited Item Returned Unpaid (Item cashed or deposited to your account and returned unpaid for any reason) $15 per item Copy of Check (upon request) $7 each Temporary Checks No Charge Stop Payment (Check, ACH) $33 per transaction Check Orders and Delivery Fee varies for quantity, style, design and delivery options. Foreign Check Collection (plus processing fee from foreign bank) $20 each per item plus foreign bank fees Dormant Account $5 per month after 12 months of no activity General Service Fees Fee AmountEffective June 1, 2018. Paper Statement Fee3 $2 per month IRA/HSA/Coverdell Asset Transfer Fee (assessed when transferring funds to another financial institution) $50 per transfer Statement Copy (upon request) $3 per statement Account print out (upon request) $3 per print out Account Research $20 per hour(1 hr minimum) Money Order $3 each Official/Cashiers Check (when payable to 3rd party) $7 each Legal Processing (Includes levy, writ, garnishment, subpoena and requests for information from law enforcement agencies) $100 each Returned Mail (member statements only) $5 per month Account Verification Letter/Forms Completion $10 each Consul Immigration Letter (per letter) $10 each Duplicate IRS Reporting Forms Fee $5 Coin Processing Fees Fee AmountEffective June 1, 2018. Less than $10 No Charge $10 - $500 $5 Greater than $500 $10 Branch Coin Machine Processing Fee No Charge Wire Transfer Fees Fee AmountEffective June 1, 2018. Incoming Wire (domestic and international) No Charge Outgoing Domestic Wire $25 per wire Outgoing International Wire $45 per wire Safe Deposit Box Fees Fee AmountEffective June 1, 2018. Safe Deposit Box Rental Varies by size Safe Deposit Box Rental Late Charge $10(per month after 30 days late) Safe Deposit Box Drilling $150 Safe Deposit Box Lost/Replacement Key $20 Delivery Fees Fee AmountEffective June 1, 2018. Next Day Delivery Mon. - Fri. $15 Next Day Delivery Saturday $18 2nd Day Delivery Mon. - Fri. $13 2nd Day Delivery Saturday $15 Online Service Fees Fee AmountEffective June 1, 2018. Bill Pay Expedited Payments: Expedited Electronic Payment $10 each Expedited Check $25 each Loan Fees Fee AmountEffective June 1, 2018. Loan Investigation Research $20 per hour(1 hr minimum) Mortgage Cancellation $20 plus county cost Statement Copies $3 per statement Document Rush Fee $25 each If you have any questions regarding our Fee Schedule, please call our Member Service Center at 800.325.0808. Note: Some fees may be reduced or waived based on products and services usage. Learn more here.