ALERT!
Less

Online & Mobile Banking will be unavailable on Thursday, 12/14 from 9:30 pm until about 12:30 am ET for system maintenance. We apologize for the inconvenience.

Fee Schedule

Fee Schedule

Note that fee amounts with More Program Image are reduced or waived for members who qualify for More from Affinity. See footnotes for details.

Card Service Fees
Applies to Debit Cards, ATM Cards & Credit Cards
Fee Amount
Effective January 1, 2016.
Debit Card Transactions - signature & PIN-based No Charge
In network ATM transactions1 No charge
Out-of-network ATM transactions2 More Program Image$2.00 each
Credit Card Late Payment Charge See credit card agreement
Additional/Replacement Card $5
Credit/Debit Card Sales Receipt Copy $15
Foreign Currency Conversion 1% multiple currency transaction in US $

0.80% single currency transaction in US $

 

Account Service Fees
Applies to Checking, Savings and Money Manager accounts
Fee Amount
Effective January 1, 2016.
MoreChecking Minimum Balance Charge
(if average daily balance for the month falls below $1,000)3
$2.95 per month
Money Manager Minimum Balance Charge
(if average daily balance for the month falls below $1,000)
$10 per month
Overdraft Protection Transfer Fee
(Certain withdrawal and transfer transactions are limited by federal regulation to a maximum combined total of 6 per statement cycle)4
More Program Image$7 per day when a transfer occurs
Overdrafts/Returned Items
(Check, ACH, Debit Card, and ATM)
$30 per transaction
Uncollected Funds Fee
(Check, ACH, Debit Card, and ATM)
$30 per transaction
Cashed/Deposited Item Returned Unpaid
(Item cashed or deposited to your account and returned unpaid for any reason)
$15 per item
Copy of Check
(upon request)
$7
Temporary Checks No Charge
Account Research $20 per hour
(1 hr minimum)
Stop Payment
(Check, ACH)
$30 each
Money Manager and Savings Excess Activity
(Certain withdrawal and transfer transactions are limited by federal regulation to a maximum combined total of 6 per statement cycle)
$25 per transaction
Check Orders and Delivery5 More Program ImageFee varies for quantity, style, design and delivery options.
Foreign Check Collection
(plus processing fee from foreign bank)
$20 each per item plus foreign bank fees
Inactive Account $5 per month after 12 months of no activity

 

General Service Fees Fee Amount
Effective January 1, 2016.
Paper Statement Fee6 More Program Image$2 per month
IRA/HSA/Coverdell Asset Transfer Fee
(assessed when transferring funds to another financial institution)
$50 per transfer
Statement Copy
(upon request)
$3 per statement
Account print out
(upon request)
$3 per print out
Account Research $20 per hour
(1 hr minimum)
Visa® Gift Card Purchase7 More Program Image$3.95
Money Order8 More Program Image$3
Official/Cashiers Check8
(when payable to 3rd party)
More Program Image$5
Legal Processing
(Includes levy, writ, garnishment, subpoena and requests for information from law enforcement agencies)
$100 each
Returned Mail
(member statements only)
$5 per month
Account Verification Letter/Forms Completion $10 each
Consul Immigration Letter
(per letter)
$10 each
Duplicate IRS Reporting Forms Fee $5

 

Coin Processing Fees Fee Amount
Effective January 1, 2016.
Less than $10 No Charge
$10 - $500 $5
Greater than $500 $10
Branch Coin Machine Processing Fee No Charge

 

Wire Transfer Fees Fee Amount
Effective January 1, 2016.
Incoming Wire
(domestic and international)
No Charge
Outgoing Domestic Wire $25
Outgoing International Wire $45
Western Union Quick Cash Wire
(Available via our Member Service Center or select branches)
 
   Domestic/USA $20
   Military Base $20
   International Up to $500 $40
   International Over $500 $40 fee + 2% of transfer amount

 

Safe Deposit Box Fees Fee Amount
Effective January 1, 2016.
Safe Deposit Box Rental9 More Program ImageVaries by size
Safe Deposit Box Rental Late Charge $10
(per month after 30 days late)
Safe Deposit Box Drilling $150
Safe Deposit Box Lost/Replacement Key $20

 

Delivery Fees Fee Amount
Effective January 1, 2016.
Next Day Delivery Mon. - Fri. $15
Next Day Delivery Saturday $18
2nd Day Delivery Mon. - Fri. $13
2nd Day Delivery Saturday $15

 

Online Service Fees Fee Amount
Effective January 1, 2016.
PopMoney:  
Standard Delivery No Charge
   Express Delivery - Next Day $2
Funds Transfer:  
   Standard Delivery $3
   Next Day Delivery $8
Bill Pay Expedited Payments:  
   Expedited Electronic Payment $10
   Expedited Check $25

 

Loan Fees Fee Amount
Effective January 1, 2016.
Loan Investigation Research $20 per hour
(1 hr minimum)
Mortgage Cancellation $20 plus county cost
Statement Copies $3 per statement
Document Rush Fee $25

 If you have any questions regarding our Fee Schedule, please call our Member Service Center at 800.325.0808.

More Program Image Fee amounts with this symbol are reduced or waived for members who qualify for More from Affinity. See below for detail.

1 In network ATMs include Affinity branded ATMs. Click here for locations.

2 For More members: Affinity fees are waived for the first 8 transactions per month. For Even More members: All Affinity fees are waived, plus rebates of up to $10 per month on non-Affinity fees (fees charged by the ATM owner). All fee rebates occur at the end of each month.

3 Fee is waived for the first three months after the account is opened.

4 More members receive 1 free transfer per month. Even More members receive 6 free transfers per month.

5 Fee is waived for Even More members.

6 Fee is waived for Even More members; members aged 70 or older; children aged 12 and under; children with Savvy Saver accounts; tenant accounts; and new members for the first 45 days of membership. Please note that you can continue to receive paper credit card statements without incurring a fee. Call 800.325.0808 or stop by a branch to learn more.

7 Fee is waived for up to 10 cards per month for Even More members.

8 Fee is waived for More and Even More members.

9 There is a 25% rental fee discount for Even More members.