Fee Schedule

Fee Schedule

Card Service Fees
Applies to Debit Cards, ATM Cards & Credit Cards
Fee Amount
Effective June 1, 2018.
Debit Card Transactions - signature & PIN-based No Charge
In network ATM transactions1 No charge
Out-of-network ATM transactions $2.25 each
Credit Card Late Payment Charge See credit card agreement
Additional/Replacement Card $5
Credit/Debit Card Sales Receipt Copy $15
Foreign Currency Conversion 2% of transaction amount

 

Account Service Fees
Applies to Checking, Savings and Money Manager accounts
Fee Amount
Effective June 1, 2018.
MoreChecking Minimum Balance Charge
(if daily balance falls below $1,000)2
$7 per month
Money Manager Minimum Balance Charge
(if daily balance falls below $2,500)
$10 per month
Overdraft Protection Transfer Fee
(Certain withdrawal and transfer transactions are limited by federal regulation to a maximum combined total of 6 per statement cycle)
$10 per day when a transfer occurs
Overdrafts/Returned Items
(Check, ACH, Debit Card, and ATM)
$33 per transaction
Uncollected Funds Fee
(Check, ACH, Debit Card, and ATM)
$33 per transaction
Cashed/Deposited Item Returned Unpaid
(Item cashed or deposited to your account and returned unpaid for any reason)
$15 per item
Copy of Check
(upon request)
$7
Temporary Checks No Charge
Account Research $20 per hour
(1 hr minimum)
Stop Payment
(Check, ACH)
$33 each
Money Manager and Savings Excess Activity
(Certain withdrawal and transfer transactions are limited by federal regulation to a maximum combined total of 6 per statement cycle)
$25 per transaction
Check Orders and Delivery Fee varies for quantity, style, design and delivery options.
Foreign Check Collection
(plus processing fee from foreign bank)
$20 each per item plus foreign bank fees
Inactive Account $5 per month after 12 months of no activity

 

General Service Fees Fee Amount
Effective June 1, 2018.
Paper Statement Fee3 $2 per month
IRA/HSA/Coverdell Asset Transfer Fee
(assessed when transferring funds to another financial institution)
$50 per transfer
Statement Copy
(upon request)
$3 per statement
Account print out
(upon request)
$3 per print out
Account Research $20 per hour
(1 hr minimum)
Visa® Gift Card Purchase $3.95
Money Order $3
Official/Cashiers Check
(when payable to 3rd party)
$7
Legal Processing
(Includes levy, writ, garnishment, subpoena and requests for information from law enforcement agencies)
$100 each
Returned Mail
(member statements only)
$5 per month
Account Verification Letter/Forms Completion $10 each
Consul Immigration Letter
(per letter)
$10 each
Duplicate IRS Reporting Forms Fee $5

 

Coin Processing Fees Fee Amount
Effective June 1, 2018.
Less than $10 No Charge
$10 - $500 $5
Greater than $500 $10
Branch Coin Machine Processing Fee No Charge

 

Wire Transfer Fees Fee Amount
Effective June 1, 2018.
Incoming Wire
(domestic and international)
No Charge
Outgoing Domestic Wire $25
Outgoing International Wire $45

 

Safe Deposit Box Fees Fee Amount
Effective June 1, 2018.
Safe Deposit Box Rental Varies by size
Safe Deposit Box Rental Late Charge $10
(per month after 30 days late)
Safe Deposit Box Drilling $150
Safe Deposit Box Lost/Replacement Key $20

 

Delivery Fees Fee Amount
Effective June 1, 2018.
Next Day Delivery Mon. - Fri. $15
Next Day Delivery Saturday $18
2nd Day Delivery Mon. - Fri. $13
2nd Day Delivery Saturday $15

 

Online Service Fees Fee Amount
Effective June 1, 2018.
PopMoney:
Standard Delivery No Charge
   Express Delivery - Next Day $2
Funds Transfer:
   Standard Delivery $3
   Next Day Delivery $8
Bill Pay Expedited Payments:
   Expedited Electronic Payment $10
   Expedited Check $25

 

Loan Fees Fee Amount
Effective June 1, 2018.
Loan Investigation Research $20 per hour
(1 hr minimum)
Mortgage Cancellation $20 plus county cost
Statement Copies $3 per statement
Document Rush Fee $25

If you have any questions regarding our Fee Schedule, please call our Member Service Center at 800.325.0808.

Note: Some fees may be reduced or waived based on products and services usage. Learn more here.

*Western Union Quick Cash Wire services are no longer offered at Affinity.

1 In network ATMs include Affinity branded ATMs plus a nationwide network of ATMs. Click here for locations.

2 Fee is waived for the first three months after the account is opened.

3 Fee is waived for members aged 70 or older; children aged 12 and under; children with Savvy Saver accounts; tenant accounts; and new members for the first 45 days of membership. Please note that you can continue to receive paper credit card statements without incurring a fee. Call 800.325.0808 or stop by a branch to learn more.