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We have been alerted to malicious phishing texts from 201.441.1333 that may have been directed to our members. This is not from Affinity. You are advised not to provide member credentials and to delete the text immediately. If you have questions, call 800.325.0808. For our latest security tips, click here.

Fee Schedule

Fee Schedule

Card Service Fees
Applies to Debit Cards, ATM Cards & Credit Cards
Fee Amount
Effective June 1, 2018.
Debit Card Transactions - signature & PIN-based No Charge
In network ATM transactions1 No charge
Out-of-network ATM transactions $2.25 each
Credit Card Late Payment Charge See credit card agreement
Additional/Replacement Card $5
Credit/Debit Card Sales Receipt Copy $15
Foreign Currency Conversion 2% of transaction amount

 

Account Service Fees
Applies to Checking, Savings and Money Manager accounts
Fee Amount
Effective June 1, 2018.
MoreChecking Minimum Balance Charge
(if daily balance falls below $1,000)2
$7 per month
Money Manager Minimum Balance Charge
(if daily balance falls below $2,500)
$10 per month
Overdraft Protection Transfer Fee
(Certain withdrawal and transfer transactions are limited by federal regulation to a maximum combined total of 6 per statement cycle)
$10 per day when a transfer occurs
Overdrafts/Returned Items
(Check, ACH, Debit Card, and ATM)
$33 per transaction
Uncollected Funds Fee
(Check, ACH, Debit Card, and ATM)
$33 per transaction
Cashed/Deposited Item Returned Unpaid
(Item cashed or deposited to your account and returned unpaid for any reason)
$15 per item
Copy of Check
(upon request)
$7
Temporary Checks No Charge
Account Research $20 per hour
(1 hr minimum)
Stop Payment
(Check, ACH)
$33 each
Money Manager and Savings Excess Activity
(Certain withdrawal and transfer transactions are limited by federal regulation to a maximum combined total of 6 per statement cycle)
$25 per transaction
Check Orders and Delivery Fee varies for quantity, style, design and delivery options.
Foreign Check Collection
(plus processing fee from foreign bank)
$20 each per item plus foreign bank fees
Inactive Account $5 per month after 12 months of no activity

 

General Service Fees Fee Amount
Effective June 1, 2018.
Paper Statement Fee3 $2 per month
IRA/HSA/Coverdell Asset Transfer Fee
(assessed when transferring funds to another financial institution)
$50 per transfer
Statement Copy
(upon request)
$3 per statement
Account print out
(upon request)
$3 per print out
Account Research $20 per hour
(1 hr minimum)
Visa® Gift Card Purchase $3.95
Money Order $3
Official/Cashiers Check
(when payable to 3rd party)
$7
Legal Processing
(Includes levy, writ, garnishment, subpoena and requests for information from law enforcement agencies)
$100 each
Returned Mail
(member statements only)
$5 per month
Account Verification Letter/Forms Completion $10 each
Consul Immigration Letter
(per letter)
$10 each
Duplicate IRS Reporting Forms Fee $5

 

Coin Processing Fees Fee Amount
Effective June 1, 2018.
Less than $10 No Charge
$10 - $500 $5
Greater than $500 $10
Branch Coin Machine Processing Fee No Charge

 

Wire Transfer Fees Fee Amount
Effective June 1, 2018.
Incoming Wire
(domestic and international)
No Charge
Outgoing Domestic Wire $25
Outgoing International Wire $45

 

Safe Deposit Box Fees Fee Amount
Effective June 1, 2018.
Safe Deposit Box Rental Varies by size
Safe Deposit Box Rental Late Charge $10
(per month after 30 days late)
Safe Deposit Box Drilling $150
Safe Deposit Box Lost/Replacement Key $20

 

Delivery Fees Fee Amount
Effective June 1, 2018.
Next Day Delivery Mon. - Fri. $15
Next Day Delivery Saturday $18
2nd Day Delivery Mon. - Fri. $13
2nd Day Delivery Saturday $15

 

Online Service Fees Fee Amount
Effective June 1, 2018.
PopMoney:
Standard Delivery No Charge
   Express Delivery - Next Day $2
Funds Transfer:
   Standard Delivery $3
   Next Day Delivery $8
Bill Pay Expedited Payments:
   Expedited Electronic Payment $10
   Expedited Check $25

 

Loan Fees Fee Amount
Effective June 1, 2018.
Loan Investigation Research $20 per hour
(1 hr minimum)
Mortgage Cancellation $20 plus county cost
Statement Copies $3 per statement
Document Rush Fee $25

If you have any questions regarding our Fee Schedule, please call our Member Service Center at 800.325.0808.

Note: Some fees may be reduced or waived based on products and services usage. Learn more here.

*Western Union Quick Cash Wire services are no longer offered at Affinity.

1 In network ATMs include Affinity branded ATMs plus a nationwide network of ATMs. Click here for locations.

2 Fee is waived for the first three months after the account is opened.

3 Fee is waived for members aged 70 or older; children aged 12 and under; children with Savvy Saver accounts; tenant accounts; and new members for the first 45 days of membership. Please note that you can continue to receive paper credit card statements without incurring a fee. Call 800.325.0808 or stop by a branch to learn more.