Affinity Federal Credit Union

Home refinance solutions to support your financial journey.

Whether you want to pay off your mortgage sooner, reduce your monthly payments and increase cash flow, or take cash out for home improvements, education expenses or a large purchase, a mortgage refinance could be a great option toward achieving your financial goals. With competitive mortgage refinance rates, and one-on-one guidance with a Mortgage Loan Officer, we make refinancing your home stress-free and more affordable.

Why Refinance Your Home?

Reduce Your Monthly Payments

If rates have dropped since you closed on your mortgage, you may be able to refinance into a new loan offering a lower rate. Alternatively, if there is a change to your financial situation, you can lengthen the term of your loan to spread your balance over a longer period.

Convert to a Fixed-Rate Mortgage

If the fixed period of your adjustable-rate mortgage (ARM) is coming to an end or you want to reduce your risk in a rising rate environment, converting to a fixed-rate mortgage will protect you from further rate increases.

Thinking about cash out?

This is known as a cash-out refinance, which lets you use the equity in your home to borrow funds for debt consolidation, home improvements, tuition, and other major purchases, wrapped into one convenient payment with a rate.

Mortgages

Refinance Your Home

Why Refinance Your Home?

Reduce Your Monthly Payments

Convert to a Fixed-Rate Mortgage

Thinking about cash out?