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Boost your savings with automatic roundups on debit card purchases.
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Spare Change Adds Up

In a world where every penny matters, we're constantly exploring avenues to help you build your savings.

That’s why we’re excited to introduce Debit Card Round Up—a new savings program available on all Affinity checking accounts! We’ll automatically round up your debit card purchases to the nearest dollar and deposit the spare change into your designated savings account, so you can effortlessly grow your savings.

Unlock the Savings

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Enroll in Debit Card Round Up and designate your savings account in the Request Center of Online Banking or the Mobile Banking App.

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Make purchases as usual with your debit card. After every transaction, we’ll automatically round up the purchase amount to the nearest dollar.

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Save Automatically

The spare change accumulated from your transactions will automatically be deposited to your designated savings account on the next processing day.*

Key Benefits

Cash Back Debit and Access Debit Cards
Effortless Saving

Say goodbye to manual transfers and budgeting headaches. Debit Card Round Up automates your savings so you can sit back and watch your savings grow.

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Small Changes, Big Impact

Spare change adds up quickly! By harnessing the power of micro deposits, you’ll be amazed at how much you can save over time, all from your everyday debit card purchases.

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Convenient Access

Monitor your savings progress and access your funds when you need them in Online Banking or our Mobile Banking app.

SmartStart Savings Account
Put Your Spare Change to Work

Deposit your spare change into an award-winning SmartStart Savings account and earn 4.00% APY on the first $10,000 in your account!

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Start Saving

Are you ready to turn your spare change into something more meaningful? Enroll in Debit Card Round Up today and start automating your savings.

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What is Debit Card Round Up?

Debit Card Round Up is a savings program where transactions made with your Affinity Visa® debit card are rounded up to the nearest dollar, and the difference is transferred from your checking account to the Affinity savings account you designate.

How do I enroll in Debit Card Round Up?

Complete the enrollment form in the Request Center of Online Banking or the Mobile Banking App. Please note that only the primary account owner is allowed to enroll in Debit Card Round Up.

What accounts are eligible for Debit Card Round Up?

To participate in Debit Card Round Up, you will need an Affinity checking account and debit card, as well as an Affinity savings account.

Certificates, IRAs, ESAs, HSAs, and business accounts are not eligible.

After I enroll, how long will it take for me to notice the savings?

After we receive your completed enrollment form, it will take one business day to be processed. After your enrollment is processed, the round ups will begin.

How often are transfers made to my designated savings account?

The transfer to your savings account is made once a day at the start of each processing day and will equal the round up amount accumulated from the previous day’s transactions. If you do not have sufficient funds available, the transfer will not occur.

Processing days are Tuesday through Sunday, excluding federal holidays. For transactions made on federal holidays, the deposit will take place on the next processing day we are open.

If I have a joint account, is the joint owner able to participate?

Yes. When the primary account owner enrolls in the program, all debit cards tied to the enrolled checking account will participate in the program. Individual debit cards cannot be enrolled or removed.

Am I able to unenroll from Debit Card Round Up?

Yes. To unenroll, complete the unenrollment form in the Request Center of Online Banking or the Mobile Banking App. Only the primary account owner can unenroll.