It’s Easy to Earn MorePointsYou earn points based on your relationship with Affinity - for the products and services you use, as well as how long you've been a member. Take a look and see how easy it is to earn MorePoints! The chart below shows how points are assigned to products and services. Or, you can calculate your own MoreScore now! Debit and Credit Card Usage Debit Card Usage: 10-15 transactions/month 50 points 16+ transactions/month 100 points Active Credit Card 25 points Credit Card Usage: 10-15 transactions/month 50 points 16+ transactions/month 100 points Checking, Savings, & Certificates Any Checking Account 75 points Checking, Savings, and Certificate Balances: $5,000 - $9,999 25 points $10,000 - $24,999 75 points $25,000 - $99,999 100 points $100,000 - $249,999 150 points $250,000+ 200 points Affinity Investment Services Account Active Account 50 points Loans First Mortgage 150 points Auto Loan 100 points Home Equity Loan or Line of Credit 100 points Other Consumer Loan 50 points Other Direct Deposit 50 points Paperless Banking 25 points Tenure 20+ years 50 points New - Business Services* Business Checking 50 points Business Checking, Savings and Certificate Balances of $100,000 or more 100 points Business Loan Balance of $50,000 or more 150 points You will be automatically enrolled if you have a MoreScore of 200 or more points. Your MoreScore is calculated on the last business day of each month, and if you qualify for More or EvenMore, you will automatically begin receiving those perks the first day of the following month. See disclaimers below for additional information on program eligibility and how points are calculated.