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High Balance Mortgages

High Balance Mortgages

Available for loans above $424,100 and up to $636,1501.

High Balance Mortgages

Looking to buy or refinance a home with a mortgage over $424,100? Consider a high balance mortgage (above $424,100 up to $636,1501) with fixed-rate terms of 15 or 30 years, and save money with competitive rates and low closing costs.

Why a High Balance Mortgage?

  • High Balance Loans are a great option for buying or refinancing homes in high-cost counties designated by the Federal Housing Finance Agency (FHFA).
  • Available on owner-occupied single and multi-family homes, and vacation properties in high-cost counties2 throughout the U.S.
Get Pre-Qualified or Apply Today

1 Maximum loan amount for a single-family, owner occupied property in a high-cost county as designated by the Federal Housing Finance Agency (FHFA). To check the loan limits for high cost counties, click here.

2 High balance mortgages for multifamily units or vacation homes are limited to a 15 year term.