Unlock the Power of Your Home
Whether you are looking to make home improvements, buy a car, consolidate debts or pay for unplanned expenses, the equity you have in your home could be the solution. Affinity's EasyFlex Home Equity Line of Credit gives you the key to getting more out of your home, combining the flexibility of a variable-rate line of credit with the benefits of fixed rate loans.
With EasyFlex, you can:
- Get a great rate, as low as 3.25% APR¹
- Other rates available for up to 90% combined loan-to-value.
- Lock-in up to three fixed-rate loans during the draw period of your line without needing to reapply.
- Draw funds for up to 10 years, with a 15 year repayment term.
- Reduce your monthly payments as you repay what you’ve borrowed.
No Hidden Fees or Surprises
With EasyFlex, there are no fat cat fees!
- No application fee
- No appraisal fee
- No annual fees
- No pre-payment penalties
EasyFlex might also be able to help with:
- Lower Monthly Payments: Consolidating balances from other loans and credit cards to a low-rate EasyFlex could result in a lower, more manageable monthly payment.
- Tax Savings: Unlike credit cards, student loans or auto loans, interest paid on a home equity loan may be tax deductible (consult your tax advisor).