Simplify Your Debt with a Debt Consolidation LoanDo you have high-interest, unsecured debt from credit cards and personal loans following you around? Consider combining into a single, low-rate debt consolidation loan and save some money in the process! Affinity offers rates as low as 9.75% APR1 Schedule an Appointment to speak with a branch representative today and begin your journey to becoming debt-free!Schedule an Appointment Ready to get started? Apply now Why consolidate your debt? No feesNo application fee, no annual fee, no prepayment penalty fee. Interest savingsWith a rate as low as 9.75% APR1 you’ll save on interest month after month, and probably pay off your balance faster. Simplified paymentsConsolidating payments can make debt easier to manage. See what your payments would be with our Debt Consolidation Calculator. Repay lingering debtWith a fixed term of up to 120 months, a fixed rate and fixed payments, you’ll know exactly when your debt will be paid off. Help your credit scoreAs you pay down your debt, you may improve your credit score. Is a Debt Consolidation loan right for me?Repaying your debt can often feel challenging. That’s why making a plan to manage your payments and balances can help. Requirements include: Proof of Income Provide account statements for creditors to be paid from loan proceeds You must take the free course entitled Creating a Budget (and sticking to it) which can be found here. In addition to the required course, Enrich offers many other courses and tools to assist you in managing your finances including Mastering Credit & Optimizing Your Score to help you determine if a debt consolidation is right for you. See How Much You Can Save*