Debt Consolidation

Combine high-interest, unsecured debt into one, low-interest monthly payment

Simplify Your Debt with a Debt Consolidation Loan

Do you have high-interest, unsecured debt from credit cards and personal loans following you around? Consider combining into a single, low-rate debt consolidation loan and save some money in the process!

Affinity offers rates as low as 9.75% APR1

Schedule an Appointment to speak with a branch representative today and begin your journey to becoming debt-free!

Schedule an Appointment

Ready to get started? Apply now

Why consolidate your debt?

No Fees icon No fees
No application fee, no annual fee, no prepayment penalty fee.
Interest Savings Icon Interest savings
With a rate as low as 9.75% APR1 you’ll save on interest month after month, and probably pay off your balance faster.
Simplified payment icon Simplified payments
Consolidating payments can make debt easier to manage. See what your payments would be with our Debt Consolidation Calculator.
Eliminate lingering debt icon Repay lingering debt
With a fixed term of up to 120 months, a fixed rate and fixed payments, you’ll know exactly when your debt will be paid off.
Credit score icon Help your credit score
As you pay down your debt, you may improve your credit score.

See How Much You Can Save*

1 Debt Consolidation Loan: Annual Percentage Rate (APR) effective as of June 28, 2019. All loans subject to credit review and approval. Payment example for a 72 month loan would consist of 72 monthly payments of $18.40 per $1,000.00 borrowed based off of the 9.75% APR. This illustration includes a 0.25% reduction off the qualifying interest rate with automatic payments made from your Affinity account. The rate without automatic payments will be higher. Rates are subject to change based on market conditions and borrower eligibility. Other rates and terms may apply. The rate you qualify for is determined by your creditworthiness.

*These calculators are being provided for educational and hypothetical purposes only. You should enter figures that are appropriate to your individual situation. The results provided are intended for illustrative purposes only and accuracy is not guaranteed. These calculators are not intended to offer any tax, legal, financial or investment advice and does not assure the availability of or your eligibility for any specific product offered by Affinity or its affiliates. They do not predict or guarantee the actual results of any investment product.

All loans are subject to credit review and approval.