Build Your CreditBuild or repair your credit with the Affinity Secured Visa®, a low-rate credit card with no application fee and no annual fees. Affinity Secured Visa® Credit Card 0.0 00 Reviews Write a review If you need to build or repair your credit, we’ve got the perfect card to help you. Our Secured Visa® credit card gives almost anyone the opportunity to build good credit responsibly without paying high rates or outrageous fees. Easy application process Low rate of 12.60% variable APR1 No application fee No annual fee Your limit is determined by a deposit secured in a separate Affinity savings account. Minimum deposit: $250 You can increase your limit at any time by depositing additional funds and requesting a limit increase online. The Secured Visa® is available to Affinity members ages 18 and older. Additional cardholders do not have to be Affinity members. Apply Now Apply Now for your Affinity Secured Visa credit card.