Secured Visa Credit Card

Build Your Credit

Build or repair your credit with the Affinity Secured Visa®, a low-rate credit card with no application fee and no annual fees.

Affinity Secured Visa® Credit Card

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If you need to build or repair your credit, we’ve got the perfect card to help you. Our Secured Visa® credit card gives almost anyone the opportunity to build good credit responsibly without paying high rates or outrageous fees.

  • Easy application process
  • Low rate of 11.35% variable APR1
  • No application fee
  • No annual fee
  • Your limit is determined by a deposit secured in a separate Affinity savings account.
  • Minimum deposit:  $250
  • You can increase your limit at any time by depositing additional funds and requesting a limit increase online.

The Secured Visa® is available to Affinity members ages 18 and older. Additional cardholders do not have to be Affinity members.

Apply Now

  • Apply Now for your Affinity Secured Visa credit card.


1 APR=Annual Percentage Rate. Rates available to Affinity Members only. APR subject to change at any time without notice. Rates quoted are lowest rates for qualified applicants. Rates as displayed are effective when you open your account, based on creditworthiness. After that, your APR will vary with the market based on the Prime Rate. See pricing & terms for additional details.

For cash advances, an APR of 18% will apply and the fee is 3% of the amount of each cash advance or $10.00, whichever is greater. For balance transfers, a fee of $10.00 or 5% of the amount of each transfer will apply, whichever is greater (maximum: $500.00). For foreign transactions, a fee of 2% of each transaction in U.S. dollars will apply.