Secured Visa Credit Card

Build Your Credit

Build or repair your credit with the Affinity Secured Visa®, a low-rate credit card with no application fee and no annual fees.

Affinity Secured Visa® Credit Card

If you need to build or repair your credit, we’ve got the perfect card to help you. Our Secured Visa® credit card gives almost anyone the opportunity to build good credit responsibly without paying high rates or outrageous fees.

  • Easy application process
  • Low rate of 11.60% variable APR1
  • No application fee
  • No annual fee
  • Your limit is determined by a deposit secured in a separate Affinity savings account.
  • Minimum deposit:  $250
  • Maximum deposit:  $5,000
  • You can increase your limit at any time by depositing additional funds and requesting a limit increase online.

The Secured Visa® is available to Affinity members ages 18 and older. Additional cardholders do not have to be Affinity members.

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1 Rates available to Affinity Members only. APR subject to change at any time without notice. For foreign transactions, the fee is 1.00% of each multiple currency transaction and 0.80% of each single currency transaction in U.S. dollars. Rates quoted are lowest rates for qualified applicants. Rates as displayed are effective when you open your account, based on creditworthiness. After that, your APR will vary with the market based on the Prime Rate. See pricing & terms for additional details.