1 All transactions are subject to verification for eligibility. Transactions not eligible include disputed transactions, returns, balance transfers and cash advances. To qualify and receive your cash bonus, you must make $7,500 in purchases during the first 12 months from account opening date. Cash bonus will be credited to your account within 30 days following the one year anniversary of account opening date. Affinity may change or discontinue this offer at any time without notice. Additional terms, conditions and restrictions may apply.
2 APR=Annual Percentage Rate. Rates available to Affinity Members only. APR subject to change at any time without notice. Rates quoted are lowest rates for qualified applicants. Rates as displayed are effective when you open your account, based on creditworthiness. After that, your APR will vary with the market based on the Prime Rate. See pricing & terms for additional details.
The 2.99% APR Introductory rate is good for the first 12 months from the date that your new Premium Visa credit card account is opened, on balance transfers and purchases and does not apply to cash advances. After this introductory period, the APR ranges from 8.60% -14.60% is variable and based on the Wall Street Journal Prime Rate. All loans are subject to credit review and approval. Rates and terms subject to change without notice.
3 The Zero Liability policy applies to U.S.-issued cards only; it does not apply to commercial card transactions, ATM transactions or PIN transactions not processed by Visa®. See your Cardholder Agreement for details. Certain restrictions apply.
For cash advances, an APR of 18% will apply and the fee is 3% of the amount of each cash advance or $10.00, whichever is greater. For balance transfers, a fee of $10.00 or 5% of the amount of each transfer will apply, whichever is greater (maximum: $500.00). For foreign transactions, a fee of 2% of each transaction in the U.S. dollars will apply.
