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All Affinity locations will be closed Monday, May 28th in observance of Memorial Day. You can still access your accounts online, via mobile app or by calling our Member Service Center at 800.325.0808.

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Premium Visa® Credit Card

Consistently Low Rates & No Hidden Fees

Take Advantage of our Introductory Rate

  • 0.0

Introductory rate of 
2.99% APR1
for the first 12 months

Variable APR rates as low as 
10.10% - 16.10% APR1
after introductory period

Log In & Apply
Our Premium Visa® credit card saves you money and protects you from unexpected fees. We don't lure you in with the promise of a low rate, only to double it later like many credit card providers do. With the Affinity Premium Visa®, what you see is what you get.

Why Choose Affinity Premium Visa Credit Card?

  • Special 12-month introductory rate of 2.99%. After introductory period, rates as low as 10.10% - 16.10% variable APR1
  • No annual fee
  • No penalty rate increases for late payments
  • Same low rate for all types of transactions (purchases, cash advances, balance transfers)

Ready to apply? Log in

Premium Visa Credit Card Features
Emergency Cash/Card Replacement In the event of an emergency, get access to cash and/or a replacement card
Warranty Manager Double the manufacturer's warranty coverage for eligible warranties of (3) years or less
Purchase Security Reimbursement for the cost of eligible items purchased with your card in case of theft, damage due to fire, and more
Complete Fraud Protection Receive Visa's Zero Liability policy2 and real time fraud monitoring
Shop Securely Online With Verified by Visa®
Special Discounts for Affinity Visa® cardholders Get special discounts on purchases, auto rentals, hotels, and more at select retailers
Auto Rental Coverage Excellent coverage for collisions or theft of most rental cars
Worldwide Travel Accident Insurance Automatic death and dismemberment coverage
Travel and Emergency Assistance Help with medical, legal, and travel services
Baggage Delay Coverage Reimbursement up to $100 per day for (3) days
Customer Support 24-hour cardholder service from Visa®
Free Concierge Service Assistance with travel, hotel, restaurant, theater, and sporting event information and reservations anywhere in the world

1 APR=Annual Percentage Rate. Rates available to Affinity Members only. APR subject to change at any time without notice. For foreign transactions, the fee is 1.00% of each multiple currency transaction and 0.80% of each single currency transaction in U.S. dollars. Rates quoted are lowest rates for qualified applicants. Rates as displayed are effective when you open your account, based on creditworthiness. After that, your APR will vary with the market based on the Prime Rate. See pricing & terms for additional details.

The 2.99% APR Introductory rate is good for the first 12 months from the date that your new Premium Visa credit card account is opened, on balance transfers and purchases and does not apply to cash advances. After this introductory period, the APR ranges from 10.10% -16.10%  is variable and based on the Wall Street Journal Prime Rate. All loans are subject to credit review and approval. Rates and terms subject to change without notice.

2 The Zero Liability policy applies to U.S.-issued cards only; it does not apply to commercial card transactions, ATM transactions or PIN transactions not processed by Visa®. See your Cardholder Agreement for details. Certain restrictions apply.