Premium Visa Credit Card

Consistently Low Rates

With our Premium Visa® credit card, you get consistently low rates and the peace of mind knowing you’ll never be surprised by hidden fees.

Affinity Premium Visa® Credit Card: Low Rates, No Surprises

With interest rates as low as 9.85% APR, our Premium Visa® credit card saves you money and protects you from unexpected fees. We don't lure you in with the promise of a low rate, only to double it later like many credit card providers do. With the Affinity Premium Visa®, what you see is what you get.

Why Choose Affinity Premium Visa Credit Card?

  • Rates as low as 9.85% - 15.85% variable APR1
  • No annual fee
  • No penalty rate increases for late payments
  • Same low rate for all types of transactions (purchases, cash advances, balance transfers)

Compare Affinity Premium Visa to a Bank's Low Rate Credit Card and Save

To see how much you could save, compare Affinity's Premium Visa® (9.85% APR) to a typical bank's low rate credit card (11.00% APR):

If you had a $5,000 balance and made monthly payments of $200, here's how much you could save by having an Affinity Premium Visa® instead of a typical bank's low rate credit card:

  Rate Time to Payoff Total Interest Paid
Affinity Premium Visa 9.85% 28 Months $550.00
Typical Bank Low Rate Card* 11.00% 29 Months $707.42
SAVINGS with Affinity Premium Visa   1 month $176.06

* Average rate quoted by on 9.1.2013. 

Log in to Online Banking and apply for an Affinity Premium Visa credit card

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Affinity Premium Visa Credit Card Features

  • Emergency Cash/Card Replacement: In the event of an emergency, get access to cash and/or a replacement card
  • Warranty Manager: double the manufacturer's warranty coverage for eligible warranties of (3) years or less
  • Purchase Security: reimbursement for the cost of eligible items purchased with your card in case of theft, damage due to fire, and more
  • Complete Fraud Protection: receive Visa's Zero Liability policy2 and real time fraud monitoring
  • Shop Securely Online: with Verified by Visa®
  • Special Discounts for Affinity Visa® cardholders: Get special discounts on purchases, auto rentals, hotels, and more at select retailers
  • Auto Rental Coverage: excellent coverage for collisions or theft of most rental cars
  • Worldwide Travel Accident Insurance: automatic death and dismemberment coverage
  • Travel and Emergency Assistance: help with medical, legal, and travel services
  • Baggage Delay Coverage: reimbursement up to $100 per day for (3) days
  • Customer Support: 24-hour cardholder service from Visa®
  • Free Concierge Service: assistance with travel, hotel, restaurant, theater, and sporting event information and reservations anywhere in the world

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1 APR=Annual Percentage Rate. Rates available to Affinity Members only. APR subject to change at any time without notice. For foreign transactions, the fee is 1.00% of each multiple currency transaction and 0.80% of each single currency transaction in U.S. dollars. Rates quoted are lowest rates for qualified applicants. Rates as displayed are effective when you open your account, based on creditworthiness. After that, your APR will vary with the market based on the Prime Rate. See pricing & terms for additional details.

2 The Zero Liability policy applies to U.S.-issued cards only; it does not apply to commercial card transactions, ATM transactions or PIN transactions not processed by Visa®. See your Cardholder Agreement for details. Certain restrictions apply.