Premium Visa Credit Card

Premium Visa® Credit Card

Consistently Low Rates & No Annual Fee

Special Offer

Earn $50 cash back when you make $7,500 in purchases within 12 months of account opening1.

Take Advantage of our Introductory Rate

  • 0.0

Introductory rate of 
2.99% APR2
for the first 12 months

Variable APR rates as low as 
8.60% - 14.60% APR2
after introductory period

Apply Now

Why Choose Affinity Premium Visa Credit Card?

  • Special 12-month introductory rate of 2.99%. After introductory period, rates as low as 8.60% - 14.60% variable APR2
  • No annual fee
  • No penalty rate increases for late payments
  • Same low rate on purchases and balances transfers

Ready to apply? Click here

Premium Visa Credit Card Features
Emergency Cash/Card Replacement In the event of an emergency, get access to cash and/or a replacement card
Warranty Manager Double the manufacturer's warranty coverage for eligible warranties of (3) years or less
Purchase Security Reimbursement for the cost of eligible items purchased with your card in case of theft, damage due to fire, and more
Complete Fraud Protection Receive Visa's Zero Liability policy3 and real time fraud monitoring
Shop Securely Online With Visa Secure
Special Discounts for Affinity Visa® cardholders Get special discounts on purchases, auto rentals, hotels, and more at select retailers
Worldwide Travel Accident Insurance Automatic death and dismemberment coverage
Travel and Emergency Assistance Help with medical, legal, and travel services
Baggage Delay Coverage Reimbursement up to $100 per day for (3) days
Customer Support 24-hour cardholder service from Visa®
Free Concierge Service Assistance with travel, hotel, restaurant, theater, and sporting event information and reservations anywhere in the world

1 All transactions are subject to verification for eligibility. Transactions not eligible include disputed transactions, returns, balance transfers and cash advances. To qualify and receive your cash bonus, you must make $7,500 in purchases during the first 12 months from account opening date. Cash bonus will be credited to your account within 30 days following the one year anniversary of account opening date. Affinity may change or discontinue this offer at any time without notice. Additional terms, conditions and restrictions may apply.

2 APR=Annual Percentage Rate. Rates available to Affinity Members only. APR subject to change at any time without notice. Rates quoted are lowest rates for qualified applicants. Rates as displayed are effective when you open your account, based on creditworthiness. After that, your APR will vary with the market based on the Prime Rate. See pricing & terms for additional details.

The 2.99% APR Introductory rate is good for the first 12 months from the date that your new Premium Visa credit card account is opened, on balance transfers and purchases and does not apply to cash advances. After this introductory period, the APR ranges from 8.60% -14.60%  is variable and based on the Wall Street Journal Prime Rate. All loans are subject to credit review and approval. Rates and terms subject to change without notice.

3 The Zero Liability policy applies to U.S.-issued cards only; it does not apply to commercial card transactions, ATM transactions or PIN transactions not processed by Visa®. See your Cardholder Agreement for details. Certain restrictions apply.

For cash advances, an APR of 18% will apply and the fee is 3% of the amount of each cash advance or $10.00, whichever is greater. For balance transfers, a fee of $10.00 or 5% of the amount of each transfer will apply, whichever is greater (maximum: $500.00). For foreign transactions, a fee of 2% of each transaction in the U.S. dollars will apply.

Make Summer Unforgettable
*APR = Annual Percentage Rate. Terms and conditions apply. Promotional rate of 5% APR will apply to all purchases made from June 1, 2021 through August 31, 2021 and will continue on the balances from these purchases until December 31, 2022. On January 1, 2023, any remaining balance will revert to your standard purchase APR between 8.60% and 14.60%. Interest rate is variable and will vary with the market based on the Prime Rate. Maximum rate of 18.00% may apply. Transactions not eligible to receive bonus points include gambling transactions, disputed transactions, returns, balance transfers and cash advances. Federally insured by the NCUA.