Credit Cards with Better Terms

Affinity offers a variety of Visa® credit cards with consistently low rates, no hidden fees, and optional rewards.

Affinity Visa® Credit Cards: Better Rates, Better Rewards

Whether you’re interested in earning rewards, looking to build your credit, or simply want fewer fees, choose Affinity for a credit card that you can count on!

Our Visa® credit cards give you benefits such as: consistently low rates, no annual fee, no hidden fees and no unpleasant surprises. Plus you can breathe easy knowing they’re accepted anywhere the Visa® logo is displayed.

Premium Visa

Get peace of mind with consistently low rates, no annual fee, and no surprises or hidden fees.

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  • Special 12-month introductory rate of 2.99%. After introductory period, rates as low as 10.35% - 16.35% variable APR
  • No annual fee

Pure Rewards® Visa

Receive great low rates, no hidden or annual fees, and rewards points for every dollar you spend.

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  • Rates as low as 13.75% APR
  • Up to 6x rewards points on purchases
  • No limits or expiration on points

Cash Rewards Visa® Signature

Cash Rewards Visa Signature Credit Card

Designed to give you more with unlimited cash back rewards and exclusive benefits 

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  • Up to 5% cash back on all purchases
  • Rates as low as 14.25%
  • No annual fee for first year, then $95 (waived with $25,000 spend) per calendar year.

Secured Visa

Build or repair your credit with a low-rate card with no application fee and no annual fees.

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  • Low rate of 12.35% APR
  • Build good credit responsibly
  • Easy application process