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We have been alerted to malicious phishing texts from 201.441.1333 that may have been directed to our members. This is not from Affinity. You are advised not to provide member credentials and to delete the text immediately. If you have questions, call 800.325.0808. For our latest security tips, click here.
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Credit Cards with Better Terms

Affinity offers a variety of Visa® credit cards with consistently low rates, no hidden fees, and optional rewards.

Affinity Visa® Credit Cards: Better Rates, Better Rewards

Whether you’re interested in earning rewards, looking to build your credit, or simply want fewer fees, choose Affinity for a credit card that you can count on!

Our Visa® credit cards give you benefits such as: consistently low rates, no annual fee, no hidden fees and no unpleasant surprises. Plus you can breathe easy knowing they’re accepted anywhere the Visa® logo is displayed.

Premium Visa

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Get peace of mind with consistently low rates, no annual fee, and no surprises or hidden fees.

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  • Special 12-month introductory rate of 2.99%. After introductory period, rates as low as 10.35% - 16.35% variable APR
  • No annual fee

Pure Rewards® Visa

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Receive great low rates, no hidden or annual fees, and rewards points for every dollar you spend.

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  • Rates as low as 13.75% APR
  • Up to 6x rewards points on purchases
  • No limits or expiration on points

Secured Visa

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Build or repair your credit with a low-rate card with no application fee and no annual fees.

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  • Low rate of 12.35% APR
  • Build good credit responsibly
  • Easy application process