Please note:
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All Affinity locations will be closed Monday, May 28th in observance of Memorial Day. You can still access your accounts online, via mobile app or by calling our Member Service Center at 800.325.0808.

Credit Cards with Better Terms

Affinity offers a variety of Visa® credit cards with consistently low rates, no hidden fees, and optional rewards.

Affinity Visa® Credit Cards: Better Rates, Better Rewards

Whether you’re interested in earning rewards, looking to build your credit, or simply want fewer fees, choose Affinity for a credit card that you can count on!

Our Visa® credit cards give you benefits such as: consistently low rates, no annual fee, no hidden fees and no unpleasant surprises. Plus you can breathe easy knowing they’re accepted anywhere the Visa® logo is displayed.

Spring Credit Card Offer April 15 - June 15

Earn extra benefits on your qualified spring credit card purchases.

Bonus 1% cash back1 Extra 1X rewards2
  • Gold Visa® credit card
  • Classic Visa® credit card
  • Premium Visa® credit card
  • Pure Rewards Visa® credit card
  • Hillsborough Rewards Visa® credit card

Qualified transaction include: Utilities, Cable, Telecommunication Services & Equipment and Home Improvement purchases. After June 15, your standard terms and conditions apply.

Premium Visa

Get peace of mind with consistently low rates, no annual fee, and no surprises or hidden fees.

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  • Special 12-month introductory rate of 2.99%. After introductory period, rates as low as 10.10% - 16.10% variable APR
  • No annual fee

Pure Rewards® Visa

Receive great low rates, no hidden or annual fees, and rewards points for every dollar you spend.

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  • Rates as low as 13.50% APR
  • Up to 6x rewards points on purchases
  • No limits or expiration on points

Secured Visa

Build or repair your credit with a low-rate card with no application fee and no annual fees.

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  • Low rate of 12.10% APR
  • Build good credit responsibly
  • Easy application process

1 Terms and conditions apply. Promotional 1% cash back will apply to all qualified utility and home improvement transactions made from 4.15.2018 through 6.15.2018. All transactions are subject to verification for eligibility. Transactions not eligible to receive bonus points include gambling transactions, disputed transactions, returns, balance transfers and cash advances. Balance transfers and cash advances do not qualify. Cash back rewards will be credited to your account by July 15, 2018. Additional terms, conditions, and restrictions may apply.

2 Bonus points apply to qualified purchased transactions less returns made on qualified utility and home improvement transactions during the promotional period of 4.15.18-6.15.18. All transactions are subject to verification for eligibility. Transactions not eligible to receive bonus points include gambling transactions, disputed transactions, returns, balance transfers and cash advances. Bonus points are earned as follows: In addition to the standard points you earn (1 point per $1 spent or 2 points per $1 spent if you qualify for EvenMore perks) you will receive 1 bonus point for every $1 spent. Standard points will be credited normally (the day following the purchase), bonus points will be credited by July 15, 2018. Additional terms, conditions, and restrictions may apply.