Business Overdraft Line of Credit

NEW: The Business Overdraft Advantage

Affinity now offers a business overdraft line of credit – The Business Overdraft Advantage!

The Business Overdraft Advantage

Protect your Business Checking account from overdrafts and supplement your company's cash flow with a private line of credit from Affinity.

Features include:

  • Variable interest rate
  • Payments via automatic deduction from Affinity account.
  • Minimum line amount $1,000.


  • No application fee.
  • Origination/Documentation fee (collected at closing): $50.
  • Annual renewal fee: $50 (automatically billed and deducted from checking account; incurred 365 days after open/renewal date).
  • Late payment fee: $5 or 5% of monthly payment if not received within 10 days of due date.
Contact a Business Specialist

Available to Affinity members only, and applicable only to Business Checking accounts. Rate requires automatic payment deductions from Affinity account. Subject to credit approval. Variable rate is based on current WSJP rate + 7%.