We're here for you

As we continue to monitor developments regarding COVID-19, we hope that you and your family are safe and secure and we’d like you to know our thoughts are with you.

As always, our focus is the safety and well-being of our members, employees and the communities we serve. To that end, we are taking the necessary steps to offer assistance to impacted members through a range of measures. Should you experience a financial hardship as a result of the coronavirus, please contact us so we can provide guidance and help.

Our Branches and Facilities
After careful consideration, and to ensure the health and well-being of our members, employees, and the communities we serve, we have made the decision to temporarily close our branch lobby services. However, select branches will continue to provide service via the Drive-Thru and by appointment.

As of Saturday, March 21, 2020, the following branches have modified access. Check back here for updates.

Drive-Thru Open, ATM Available:

  • Flemington, NJ*
  • Bedminster, NJ*
  • Basking Ridge, NJ*
  • Bardonia, NY
  • Edison, NJ*
  • New Haven (Yale), CT
  • Morristown (Country Mile), NJ*
  • Piscataway, NJ*
  • Stony Point, NY

    Branches Closed, ATM Available:

    • AT&T Bedminster, NJ (Closed Access)
    • Cedar Knolls, NJ*
    • Dover, NJ
    • Denville, NJ
    • Greenburgh, NY (No ATM)
    • Hillsborough, NJ*
    • Middletown, NJ
    • New Brunswick, NJ
    • New Providence, NJ
    • Raritan Valley Community College (RVCC), NJ
    • Norwalk, CT

    Branches marked with an asterisk (*) have Safe Deposit boxes accessible by appointment. However, we ask that if you, or a person you have been in contact with, are exhibiting symptoms of COVID-19, we ask you refrain from entering the branch. Make an appointment.

    Use any ATM, Now with No Out-of-Network Fee

    As of March 24, 2020, and to help members during this difficult time, Affinity is temporarily waiving our out-of-network ATM fee. Skip the branch and head to the ATM for the following transactions:

    At Affinity ATMs you can:

    • Deposit cash or checks
    • Make withdrawals
    • Check balances
    • Transfer funds between accounts

    At our 30,000+ fee-free ATMs, through the Co-Op Network, you can:

    • Make withdrawals
    • Check balances
    • Transfer funds between accounts
    • Some also allow cash and check deposits (limited availability)
    Find ATM locations at

    Appointment by Phone
    Our Member Service Representatives are available from the comfort of your home, at a time that is convenient to you. Schedule an appointment via phone to discuss:

    • Checking and savings account offerings
    • Mortgage or home refinancing
    • Personal loans and credit cards
    Schedule an Appointment

    Online & Mobile Access
    We also strongly recommend that you leverage the mobile app and online banking services where you can do the following:

    • Deposit checks
    • Open new accounts
    • Apply for loans
    • Deposit funds from external accounts
    • Check balances and transactions
    • Update your contact information
    • Dispute credit or debit card transactions

    Need to access your account? Sign in.

    Download the Affinity Mobile Banking App from the Apple App Store or Google Play.

    apple appstore logo image   googleplay store logo image

    For additional information, see Our President’s Message.

    Educational Tools & Tips

    During these difficult times, it’s also important to stay financially well. You might use this time to safeguard your financial well-being using the following tools and tips. We’ll provide new tips regularly so check back often for more!

    Blog: How Can Small Businesses Endure The Covid-19 Crisis

    Blog: What Should You Do with Your COVID-19 Stimulus Check?

    Enrich: Creating a financial plan for your priorities and goals

    Enrich: Borrowing smart and preparing for higher education


    How safe are my funds at Affinity?

    Affinity’s members' funds are insured by the National Credit Union Administration (NCUA), a federal agency backed by the full faith and credit of the United States government. The insurances provides the following:

    • $250,000 in coverage to all members of federally insured credit unions for their single ownership accounts. These accounts include regular shares, share drafts (similar to checking), money market accounts, and share certificates. Individuals with account balances totaling $250,000 or less at the same insured credit union are fully insured.
    • $250,000 for each joint account holder for their combined accounts. For example, a two person joint account with no beneficiaries has $500,000 in coverage. This coverage is separate from and in addition to the coverage available for other accounts such as individual accounts with no beneficiaries and retirement accounts.
    • $250,000 for traditional and Roth IRAs for their combined accounts. Additionally, the NCUA insures KEOGH accounts separately in the total of $250,000.
    • Revocable trust accounts may qualify for insurance coverage of up to $250,000 per beneficiary named by the owner (if a member of the credit union) that is separate from the individual coverage available to the trust owner (also referred to as grantor or settlor).
    • Irrevocable trust accounts have separate coverage of up to $250,000  per beneficiary in an account (or accounts) established.
    • Up to $250,000 for business accounts.
    • Up to $250,000 for Custodial accounts. This insurance coverage is separate from any other accounts of the guardian, custodian, conservator, ward or minor

    I have a small business, are there resources for me?

    Learn more about the Paycheck Protection Program (PPP)

    The SBA is working directly with state Governors to provide targeted, low-interest loans to small businesses and non-profits that have been severely impacted by the Coronavirus (COVID-19). The SBA’s Economic Injury Disaster Loan (EIDL) program provides small businesses and most private, non-profit businesses of all sizes meet their ordinary and necessary financial obligations that cannot be met as a direct result of the disaster.  These loans are intended to assist through the disaster recovery period.

    Application Process:

    1. Visit the SBA disaster relief website: and check for your specific state and county. Here you can apply online and receive additional disaster assistance information.  

    2. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email for more information on SBA disaster assistance. Individuals who are deaf or hard-of-hearing may call (800) 877-8339.

    3. Completed applications should be mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155