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Online & Mobile Banking will be unavailable on Thursday, 12/14 from 9:30 pm until about 12:30 am ET for system maintenance. We apologize for the inconvenience.

Health Savings Accounts

Health Savings Accounts

Reduce the stress of managing health-related expenses with a Health Savings Account that has no fees and no spending deadlines.

Health Savings Accounts: A Better Account for Health Related Expenses

Affinity offers a Health Savings Account (HSA) to help you pay for health-related expenses. An HSA provides the advantage of tax-deductible contributions and tax-free distributions of basis and earnings if distributed amounts are used for qualified medical expenses.

  • No minimum deposit or balance requirement
  • No fees
  • No “use it or lose it” rules, so you keep more of your money for when you really need it
  • You control the money going into and out of your account
  • No limit to the number of HSAs you set up
  • Debit card
  • Direct Deposit Option

To qualify for this account, you must be enrolled in a high-deductible health plan (HDHP) and have no other first-dollar medical coverage. If you are enrolled in Medicare or can be claimed as a dependent on another person’s tax return, you are not eligible for this account.

Open An Account