Privacy Policy

Last updated August 4, 2022

What does Affinity Federal Credit Union do with your personal information?

Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand how we handle user privacy.

What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security Number
• Credit History
• Transaction History
• Account Balances
• Income
• Payment History
• Location Data

When you are no longer our member, we continue to share your information as described in this notice.

How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Affinity Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we share your personal information

For our everday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
• Does Affinity Federal Credit Union share?  YES
• Can you limit this sharing?  NO

For our marketing purposes – to offer our products and services to you.
• Does Affinity Federal Credit Union share?  YES
• Can you limit this sharing?  NO

For joint marketing with other financial companies
• Does Affinity Federal Credit Union share?  YES
• Can you limit this sharing?  NO

For our affiliates' everday business purposes – information about your creditworthiness.
• Does Affinity Federal Credit Union share?  NO
• Can you limit this sharing?  WE DO NOT SHARE

For our affiliates to market to you
• Does Affinity Federal Credit Union share?  YES
• Can you limit this sharing?  YES

For nonaffiliates to market to you
• Does Affinity Federal Credit Union share?  NO
• Can you limit this sharing?  WE DO NOT SHARE

To limit our sharing:
Call 800-325-0808. Our menu will prompt you through your choices.

Please note:
If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?
Call 800-325-0808.

Who we are

Who is providing this notice?
Affinity Federal Credit Union

What we do

How does Affinity Federal Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Affinity Federal Credit Union collect my personal information?
We collect your personal information, for example, when you:
• Open an Account
• Apply for a Loan
• Show Your Government-Issued ID
• Show Your Driver's License
• Give Us Your Contact Information
• Your Location Data, if Enabled on Your Device(s)

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can I not limit all sharing?
Federal law gives you the right to limit only:
• Sharing for affiliates’ everyday business purposes – information about your creditworthiness.
• Affiliates from using your information to market to you.
• Sharing for nonaffiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account unless you tell us otherwise.

Definitions

Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
• Affinity Federal Credit Union affiliates include the following entities: Members Alliance Insurance, CUMAnet, and the Affinity Federal Credit Union Foundation.

Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies and other financial services that benefit you.
• Affinity Federal Credit Union does not share with nonaffiliates so they can market to you.

Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• Affinity Federal Credit Union joint marketing partners include Insurance companies and an independent broker/dealer.

Location Data
Location Data is collected to provide location-based messages, offers, and interactions.
• The precise location of your mobile device(s), if enabled on your device(s), could be shared in the background while using the app or when the app is not in use.