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Other Consumer Loans and Lines of Credit

Need a Loan?
We’ve Got You Covered.

Affinity makes it easy to borrow at low rates with 
repayment plans tailored to your needs.

Personal Loans

Earn +25 PointsWhat is This?

Also known as unsecured loans or signature loans, Personal Loans allow you to borrow money without collateral. Personal Loans tend to require better credit scores and carry higher interest rates than secured loans.

Personal loans can be used for almost anything, including:

  • Debt consolidation: Save time and money by consolidating multiple debts or high rates into a single monthly payment.
  • Emergency expenses: Unexpected home or auto repairs can put a strain on your monthly cash-flow; personal loans can help make it affordable.
  • Vacations: Need to pay for a vacation costs up front, but don’t have the cash yet? Personal loans is a great option to borrow a short term loan so you can take the vacation you need and pay it back within a set period of time.

Affinity’s personal loans feature:

  • Low fixed rates
  • Flexible terms: Up to 48 months
  • No hidden costs: No origination fee or prepayment penalties
  • Easy application: Apply online in minutes
Log In & Apply Now

Year-End Loan

Take advantage of our Year-End Loan to help pay for holiday shopping, energy expenses, bills and more!

Year-End Loan features:

  • Fixed 10.90% APR1
  • 12 month term
  • Borrow up to $3,000

See what loan amount best meets your borrowing needs!

For example, your monthly payments for a $2,000 loan amount at a fixed 10.90% APR would be $176.67 for 12 months.

To calculate your monthly payments based on the loan amount you need, click here to learn more.

Apply by December 31, 2017

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PrivateLine Overdraft Protection

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The PrivateLine line of credit protects your Affinity checking account(s) against overdrafts. If you overdraw your checking account, Affinity will automatically deposit enough funds from your PrivateLine line of credit to cover the overdraft amount. You only pay interest when you actually use the line of credit. Depending on the overdraft amount, the interest you pay for the overdraft is typically less than the overdraft fee.

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Pledge of Shares or Certificate

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If you need to access cash quickly, you can borrow against your certificate account or your accumulated savings without paying the penalty of withdrawing funds before maturity. Our pledge loans offer same-day approval and low interest rates.

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1 APR = Annual Percentage Rate. All loans are subject to credit review and approval. Rates, terms and conditions are subject to change without notice. Rates quoted are available until December 31, 2017 and is for the terms (12 months) stated. Other loan programs are available.  Minimum loan amount of $500; maximum loan amount $3,000. For a $2,000 loan, for a term of 12 months with a 10.90% APR, the monthly payment will be $176.67.