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Mortgages

Affinity Mortgages

We'll provide guidance to help you find the best mortgage for your needs - without the surprises.

Great rates. No fees. No surprises.

Have you ever thought the mortgage deals offered by banks sound too good to be true? They probably are. With hidden fees and other tricks, you'll end up paying more than you should. At Affinity, we'll provide guidance to help you find the best mortgage for your needs - without the surprises. See the Top 10 Reasons To Apply For A Mortgage with Affinity!

The Right Mortgage to Meet Your Needs

Whether you are buying a home or looking to refinance, Affinity offers competitive rates on many types of mortgages in all 50 states.

Get Pre-Qualified or Apply Now

Fixed-Rate Mortgages

    • Predictable payments
    • Terms from 10 to 30 years
    Learn More

    Adjustable-Rate Mortgages

    • Lower initial interest rates
    • Terms up to 30 years
    Learn More

    Jumbo Mortgages

      • Available for loans above $453,100 and up to $3,000,0001
      • Fixed-rate terms
      • Savings on closing costs
      Learn More

      High Balance Mortgages

        • Available for loans above $453,100 and up to $679,6502.
        • Fixed-rate terms
        • Savings on closing costs
        Learn More

        HomeAdvantage®

        HomeAdvantage

        The one-stop resource for buying & selling a home that can save you thousands.

        The advantages:

          • Your choice of experienced real estate agents
          • Support 7 days a week
          • Free access to online property listings & email alerts on saved searches
          • Cash Rewards at closing that average $1,4503
        Learn More

        Your Way Home

        Programs that provide assistance to qualified low- and moderate-income borrowers. With down payments as low as 3%.

        Learn More

        Mortgage product information in effect as of 2.16.2017 and subject to change without notice.

        Annual Percentage Rate (APR) subject to change without notice. All loans subject to approval.

        1 Please note that in high-cost counties as designated by the Federal Housing Finance Agency (FHFA), a High Balance loan will be offered up to the loan limits set by the FHFA. Above those loan limits, a Jumbo Loan is offered.

        2 Maximum loan amount for a single-family, owner occupied property in a high-cost county as designated by the Federal Housing Finance Agency (FHFA). To check the loan limits for high cost counties, click here and learn more.

        3 The HomeAdvantage program is made available through a relationship between Affinity Federal Credit Union and CU Realty Services. Program Cash Rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for the Cash Rewards if they use an agent outside this network. Using Affinity Federal Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. Affinity Federal Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union representative to get details that may affect you.