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Online & Mobile Banking will be unavailable on Thursday, 12/14 from 9:30 pm until about 12:30 am ET for system maintenance. We apologize for the inconvenience.

Auto Loans

Affordable Auto Loans

Low rate loans for new or used cars. No application fees and no early payoff penalties.

New & Used Auto Loans

Affinity offers affordable loans for new and used cars, with no application fees and no early payoff penalties.

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  • Pre-approval is free and good for 45 days.
  • Outstanding low rates with flexible terms up to 96 months.
  • 0.25% APR discount for automatic payments from an Affinity account.¹
  • Finance up to 110% of your vehicle's value.²

Auto Loan Refinancing

You could save money every month by refinancing your current auto loan at a lower rate.

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  • Low rates with flexible terms.
  • No application fees, closing costs or early payoff penalties.
  • Affinity handles all of the paperwork for you.
  • Members have saved an average of $85 per month³ by refinancing with us.

1 All loan payments must be made via automatic payment from member's Affinity account.

2 Maximum 110% financing includes the current value of the vehicle as determined by NADA.com plus an additional allowance for insurance coverages. Some exclusions may apply.

3 Savings is an average of members' actual collective savings from Affinity's prior campaigns to refinance their auto loans.