Consolidation of your existing education loans is only available for applicants with qualified loans from a Title IV institution. Upon completion of your application we will verify the information you provided and collect additional information from you (and your co-signer, if applicable) in order to determine whether you qualify for the loan. Loans that were used for exam preparation classes, trade schools or non-accredited institutions, among others, are not eligible for consolidation with Affinity Federal Credit Union.

• Available to US Citizens or Permanent Residents only
• Minimum of six months full-time employment
• Must have a minimum credit score of 600
• Student loans must be in good standing
• Loans included must have been used for borrower's post-secondary education from a Title IV accredited school
• Applicant must be a borrower on the loans being included in the consolidation loan