General Question
Is a savings account worth it?

Depending on your needs, yes – a high-yield savings account can be a worthwhile place to put at least some of your money. High-yield savings accounts are a good place to keep money – especially funds you may need to access on short notice – because they provide three key benefits:

Can you earn money with a high-yield savings account?

Yes, because you’re guaranteed a certain rate of return on your high-yield savings account.