How do I apply for a vehicle loan?
Members can apply in any of the following ways:
- Go to your local branch
- Apply online here
- Call 800-325-0808
Is there a fee to start the application process?
No. There are no vehicle loan application fees for Affinity members.
What type of information will I need to apply for a loan?
- To start the process and get a 45-day approval, provide (or update) your personal member information such as your name, address, Social Security number, employment information, income, U.S. citizenship status, and email address. That will let us check your credit history and make a loan decision.
- Once you've settled on a vehicle, you may also need to provide documents such as: purchase agreement or bill of sale, title, registration, lease buyout instructions, proof of income, federal tax returns, and other financial statements.
- [Please supply an answer for any other items needed]
How do I access a loan application that I started online?
You can continue filling out a saved loan application by following this link.
How long will it take to approve my completed vehicle loan application?
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Once approved, how long is my loan offer valid?
Affinity auto loan approvals and preapprovals are valid for 45 days, and your annual percentage rate (APR) is locked in the day your application is submitted.
How do I check the status of my loan application?
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Can I get a loan approval before I pick out my car?
Yes. Our loan process is simple, and Affinity preapprovals are good for 45 days. Once preapproved, you will be given a preapproval letter to show dealers and private sellers. The letter will clearly state the approved loan amount, so all sides understand how much car you can afford.