Affinity checking accounts and debit cards
How do you earn cash back on a debit card?

When you use the Affinity Cash Back Debit Card to pay for something, the cash back reward automatically happens: 1% of the purchase price is credited back to your account.

What are the requirements for opening an Affinity checking account?

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Is the number on my Affinity Cash Back Debit card the same as my checking account number?

No. Your debit card has its own number, and is linked to your checking account, which has a different number. However, your checks will show the account number at the bottom, as well as the routing number for Affinity Federal Credit Union.

How do I open direct deposit for my paycheck?

Affinity has a useful "ClickSWITCH" feature that makes it easy to switch over direct/automatic deposits or recurring payments from another financial institution to Affinity. Learn more.

How can I avoid overdrawing my account?

Affinity offers members four different kinds of overdraft and account payment protection to help ensure it's never a problem. To learn more about Affinity Standard Courtesy Pay, Debit Card Courtesy Pay, Overdraft Protection Plan, and Overdraft Line of Credit, click here.

Can I use my Affinity Cash Back Debit Card for mobile payments?

Yes. You can put your card in your mobile wallet and use it with Google Pay™, Apple Pay™, and Samsung Pay™.