Affinity offers both Fannie Mae investment mortgage products and traditional commercial loans for 1-4 family properties. To be eligible for a Fannie Mae fixed rate product, the loan must be in an individual name and not a business entity for a property located in the state of New Jersey, New York or Connecticut. Standard requirements, such as cash flow, loan-to-value (LTV) and creditworthiness apply to all programs. If you are an individual, but do not meet the Fannie Mae guidelines or are a business entity, speak with one of our loan officers. Our lending specialists will help you explore other commercial loan options to meet your needs.