Well, it’s free, for one. Getting pre-approved simplifies the process of financing a car and makes it easier to negotiate a better sales price. With pre-approval, you confidently walk into the dealership knowing how much car you can afford, your interest rate, and your loan term.

Plus, your pre-approval from Affinity is valid for 45 days, giving you plenty of time to research vehicles, compare options, locate a dealer, and shop with confidence.