Who can access a deceased individual’s account?

The credit union can only discuss the account of a deceased member with the legal representative of the decedent’s estate or surviving joint account holder(s). To gain access to any individual owned account(s), you must contact the Surrogate’s office in the county where the decedent resided at the time of their death, be appointed the legal representative, and provide the credit union with a Surrogate’s Certificate. Without this, we will not be able to release any account information.

If you were a joint account holder, you will need to provide a copy of the decedent’s death certificate as well as either an L-8 or Affidavit of Domicile described below.

• If you are an Affinity FCU member, documents can be uploaded through your online banking profile.

• If you are not a member, please contact our Member Service Center at 800-325-0808 or mail the required documents to:

Affinity Federal Credit Union
Attn: Decedent Department
73 Mountainview Blvd
Basking Ridge, NJ 07920