Well, it’s FREE, for one. And getting pre-approved simplifies the process of financing a car and makes it easier to negotiate a better sales price. With pre-approval, you confidently walk into the dealership knowing how much car you can afford, your interest rate and loan term.

Plus, your pre-approval from Affinity is valid for 45 days, so you have plenty of time to research vehicles, locate a dealer, and take advantage of no-haggle pricing through our Costco Auto Program.